This study aims to analyze the relationship between brand love and brand loyalty of consumers of halal products in Central Java. The data were collected from 359 consumers of halal products. The SEM-PLS analysis was used to study the relationship between variables. All the proposed hypotheses were positively significant, except religiosity, which has not moderated the relationship between Brand Love and Brand Loyalty. This study confirms that brand love is significantly affected by brand trust, brand image, and brand experience. Also, Brand Love has a positive effect on Brand Loyalty. This study has contributed by exploring the intensity of brand love and its effect on Brand Loyalty in the halal product in Central Java, Indonesia. In addition, in terms of achieving brand image, which is the highest antecedent of love for the brand, it can be a consideration for marketers who offer halal products to potential consumers. Besides, that will also add to the existing knowledge about consumer-brand relationships in Central Java, Indonesia.

<span>The research aims is to analyze the Profitability (Return on Asset) of Commercial<span> Banks in Indonesia Period of 2016-2020 bu using Capital Adequacy Ratio (CAR), Loan To<span> Deposit Ratio (LDR), and Net Interest Margin (NIM) as the independent variabels. The<span> population used are 7 Commercial Banks in Indonesia that enter the group of Commercial<span> Banks Business Activities 4 (BUKU 4) Period of 2016 up to 2020. While the sampling was<span> done by puposive sampling technique, using quantitive data and secondary data. In this research<span> the model used is Multiple Linear Regression Analysis using IBM SPSS 25 Statistics. The<span> results and discussion showed that CAR, LDR, and NIM simultaneously have significant effect<span> towards ROA. Furthermore, CAR and NIM have a significant effect, while LDR has no<span> significant effect towards ROA in Commercial Banks Business Activities 4 (BUKU 4). Then,<span> Determination Coefficient Test ( Adjusted R2) obtained the result is 41.9% which showed the<span> contribution of Independent Variables in explaining Dependent Variables, and 58.1% is<span> effected by other variables that are not examined in this research.<br class="Apple-interchange-newline" /></span></span></span></span></span></span></span></span></span></span></span></span></span>

This study aims to analyze and obtain empirical evidence about the influence of professionalism, competence, independence and accountability on audit quality, both simultaneously and partially on corporate public accounting firms in Semarang. Data collection was carried out by survey using a questionnaire in the research area in the city of Semarang. The population in this study were all auditors at public accounting firms in Semarang. The model of analysis in this study uses several regression analysis model techniques and linear analysis used is the F test, t test and R2. The results of proving the hypothesis and discussion show that professionalism partially has a positive and significant effect on Audit Quality, Competence partially has a negative and insignificant effect on Audit Quality, Independence partially has a negative and insignificant effect on Audit Quality, Accountability partially has a negative and insignificant effect. on Audit Quality. Furthermore, professionalism , Competence, independence,and accountability simultaneously have a significant effect on Audit Quality.