<span>The research aims is to analyze the Profitability (Return on Asset) of Commercial<span> Banks in Indonesia Period of 2016-2020 bu using Capital Adequacy Ratio (CAR), Loan To<span> Deposit Ratio (LDR), and Net Interest Margin (NIM) as the independent variabels. The<span> population used are 7 Commercial Banks in Indonesia that enter the group of Commercial<span> Banks Business Activities 4 (BUKU 4) Period of 2016 up to 2020. While the sampling was<span> done by puposive sampling technique, using quantitive data and secondary data. In this research<span> the model used is Multiple Linear Regression Analysis using IBM SPSS 25 Statistics. The<span> results and discussion showed that CAR, LDR, and NIM simultaneously have significant effect<span> towards ROA. Furthermore, CAR and NIM have a significant effect, while LDR has no<span> significant effect towards ROA in Commercial Banks Business Activities 4 (BUKU 4). Then,<span> Determination Coefficient Test ( Adjusted R2) obtained the result is 41.9% which showed the<span> contribution of Independent Variables in explaining Dependent Variables, and 58.1% is<span> effected by other variables that are not examined in this research.<br class="Apple-interchange-newline" /></span></span></span></span></span></span></span></span></span></span></span></span></span>
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