No abstract

The urgency of implementing a merger in BUMN sharia banks targeted by the government has the potential to slow down the pace of sharia economic development from the financial sector. On the one hand, the steps taken pose a considerable risk because two of the three combined Islamic banks will lose their status as legal entities. The research will describe the urgency of the merger policy towards state-owned Islamic banks, which will then be analyzed in a juridical manner related to the implementation of the merger. This research is a type of normative legal research or normative juridical research because this research focuses on library materials, using the Statute Approach. Based on the results of the research, the authors conclude that the implementation of the merger carried out by the government against the three state-owned Islamic banks is in accordance with the mechanism regulated in the regulations. However, the merger of these state-owned Islamic banks will have legal consequences for PT. Bank Mandiri Syariah Tbk., PT. Bank BNI Syariah Tbk., because after the merger or amalgamation, the status of the merging Islamic banks is declared terminated by law or by law. Another possible legal consequence, according to the author, is that in the near future Bank Syariah Indonesia (BSI) will not be able to achieve market share in the national banking industry, because it is still focused on improving management and the process of shifting customers after the merger. Abstrak Urgensi pelaksanaan merger pada bank syariah BUMN yang ditargetkan oleh pemerintah sangat berpotensi untuk memperlambat laju perkembangan ekonomi syariah dari sektor keuangan. Di satu sisi, langkah yang diambil memberikan resiko yang cukup besar karena dua di antara tiga bank syariah yang digabungkan akan kehilangan statusnya sebagai badan hukum. Dalam penelitian akan dipaparkan urgensi dari kebijakan merger terhadap bank-bank syariah BUMN, yang kemudian akan dianalisis secara yuridis terkait pelaksanaan merger tersebut. Penelitian ini adalah jenis penelitian-penelitian hukum normatif atau yuridis normatif karena penelitian ini terfokus pada bahan pustaka, dengan menggunakan pendekatan undang-undang atau statute approach. Berdasarkan hasil penelitian penulis menyimpulkan bahwa, pelaksanaan merger yang dilakukan oleh pemerintah terhadap tiga bank syariah BUMN sudah sesuai dengan mekanisme yang diatur dalam regulasi. Akan tetapi, merger bank-bank syariah BUMN tersebut akan menimbulkan kosekuensi hukum bagi PT. Bank Mandiri Syariah Tbk., PT Bank BNI Syariah Tbk., karena setelah dilakukan merger atau penggabungan tersebut, status bank syariah yang mengabungkan diri dinyatakan berakhir karena hukum atau undang-undang. Kosekuensi hukum lainnya yang kemungkinan akan timbul menurut penulis adalah, dalam waktu dekat Bank Syariah Indonesia (BSI) belum bisa mencapai market share pada industri perbankan nasional, karena masih terfokus pada pembenahan manajemen dan proses peralihan nasabah pasca merger tersebut.

A lack of proper interpretation of Decentralisatie Van Het Onderwijs or education decentralization in practice has led to confusion in understanding the legal aspects of education decentralization to oversee the targeted acculturation of Indonesian citizens. Decentralisation Van Het Onderwijs, a Dutch education reform law, was the impetus for this study, which seeks to shed light on the role that decentralization plays in the process of cultural assimilation. Through an examination of the decentralization concept associated with Law No. 23 of 2014 concerning regional government, the legal meaning of education decentralization is determined. Of primary importance is creating an educational framework, which includes teaching student's values such as morality and respect for others. This framework can only be established through a well-resourced educational system. When it comes to education, moral training, character development, and social responsibility are all part of formal education. Only traditional religious schools, such as pesantren, can provide all of this information.

The focus of the study in this article is regarding the position of Intellectual Property Rights as the object of waqf from a juridical perspective. This article is included in the type of normative legal research because in this article the author makes law the subject of study, and the approach used in this article is of course the legal approach. Based on the results of the study and analysis, the authors conclude that, juridically, the Endowment of Intellectual Property Rights (IPR) has obtained legal legitimacy in Indonesia. In addition to being regulated in Law Number 41 of 2004 concerning Waqf, IPR waqf has also been confirmed in several laws in the field of IPR, both before the Waqf Law was issued and after the Waqf Law was issued. Intellectual Property Rights can be transferred as long as the transition does not conflict with the prevailing laws and regulations in society, including by way of waqf. This is because IPR is a movable intangible object, IPR material appears as a form of appreciation for intellectual activities that are born from human thought to create something new or original, both in the fields of science, technology, literature and the industrial sector.