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Behavioral-based safety is an important application of behavioral science that can be used to address safety problems in the construction sector. An understanding of construction worker risk-taking behavior is deemed to be a crucial basis on which concerned authorities and construction companies can develop effective safety interventions to reduce construction accidents. However, no studies have been conducted to examine the effects of safety climate, work condition, attitude toward risk, cognitive bias, and risk perception on construction worker risk-taking behavior through a quantitative approach. Accordingly, this study aims to propose a research model that explains construction worker risk-taking behavior. A total of 188 valid datasets were obtained through a series of questionnaire surveys conducted in representative construction projects in Hong Kong. Confirmatory factor analysis with structural equation modeling was adopted to validate the hypothesized research model. Results show that attitudes toward risk and cognitive bias have a positive influence, whereas risk perception and work conditions have a negative influence on construction worker risk-taking behavior. In addition, safety climate was negatively correlated with construction worker risk-taking behavior. Practical recommendations for reducing construction worker risk-taking behavior are also discussed in this paper.