A B S T R A C TDetermining impairment of water bodies in the light of watershed characteristics is useful in selecting applicable water quality indicators as target pollutants for the watershed management. This study investigated impaired water bodies using frequency analysis on a stream zone basis in Geum river basin in Korea. The river basin was divided into three stream zones by its characteristics. Selected water quality parameters discussed in this study were pH, DO, BOD, COD, SS, T-P, T-Coli, and F-Coli. Excess ratios of the water quality parameters were used to discriminate water bodies that did not meet water quality standards. Excess levels were used to classify the water quality degradation. Contributions of the tributaries were also estimated to identify the major contributors to the stream zones. The upstream zone showed that the indicators for impaired water bodies were BOD, COD, T-P, and T-Coli which indicated especially high excess level. The downstream zone revealed that COD, T-P, and T-Coli were the indicators and the M/D stream zone revealed that the indicators were BOD, COD, and T-P. The major contributors in the upstream are Okcheon, Juwon, Bonghwang, and Pumgok tributaries. In the downstream, Nonsan, Seokseong, Gab, Yudeung, and Daejeon were the major contributing tributaries and in the M/D stream zone, the major contributors were Iksan, Gobu, and Jeongeup tributaries.