This study investigates the Millennials and Gen Z perception toward Fintech services, their usage intention, and their financial behavior. The study took place in the Palestinian context with a global comparison among these generations. The authors used the questionnaire-based technique to meet the study objective. West Bank respondents were selected for this purpose; the study instrument was distributed through different social media channels. The findings show that reliability/trust and ease of use are the main issues in using a financial service. Millennials are more aware (48%) of Fintech services than Gen Z (38%), which is different from the global view where Gen Z is the highest. The smartphone penetration rate is 100% among both generations, while the financial inclusion ratio in Palestine is around 36.4%; these clear indicators are the main Fintech drivers to promote Fintech services in Palestine, and these are global indicators for Fintech adoption intention. Both generations (84%) intend to use e-wallet services, Millennials (87%) and Gen Z is (70%) prefer using real-time services. Half of the respondents see that Fintech plays a complementary role with banks. The majority see that Fintech services are cheaper than bank services. Wealth management, and robot advisor services, and both generations are looking to acquire them in the long run. The authors revealed that 85% of respondents from both generations trust banks, so it is recommended that banks digitize their financial services to meet the customers’ needs, considering that 90% of respondents see that promotions are a key issue in adopting Fintech services. Promoting e-wallet services by banks is highly recommended due to the massive rivalry with Fintech parties.

The purpose of this research paper is to examine the impact of FinTech companies compared to the traditional banking industry. FinTech is a digitalized financial solution that is offered to small businesses and individuals to fulfill their banking needs. It is expected that FinTech companies will be able to offer the same banking products as existing banks, but the FinTech companies are predicted to grow at a faster pace in countries where digital technology is available. There has been mention that FinTech companies have already had a financial impact on the performance of traditional banks. This research paper undertakes to determine if there is enough empirical evidence to support these hypotheses. A study model has been designed that identifies the dependent and independent variables for each hypothesis. The research undertaken to validate this theory will be drawn from the previous literature by academic authors. The findings from the research indicate that FinTech company formations will grow faster in an environment where digital technology is available and mobile phone penetration is widespread. Results show that profitability does change for the traditional banks when there are FinTech companies present in a country and when the banks adopt their own financial technology into their business model. The results from statistical analysis show that the impact of financial technology on the banking sector’s profitability is statistically insignificant.

The present investigation surveyed business teachers in traditional university Palestine. Information gathered about technology use patterns, computer experience and use of technology for teaching, perceived computer use self-efficacy, perceived value of IT, perceived incentives, and barriers. This study was designed to establish how instructional technologies were used by business teachers in these universities, and to explore the differences between teachers who have adopted new technology and those reluctant or resistant to IT adoption, and to determine whether business teachers' characteristics contribute to the prediction of teachers' adopter categories.

Behavioral finance is a novel approach in the financial markets domain. It originates due to an urgent need to overcome and deal with the outstanding issues that traditional investors face in today's modern finance system. Thus, it is said that certain investors who do not have perfectly sensible elucidation regarding some financial situations and issues can recognize these issues better by means of certain financial models. Likewise, in a number of behavioral finance models, investors are known to be unable to bring an up-to-date of their beliefs in the correct manner. However, other models show that investors adopt questionable choices in some cases. Thus, this paper introduces the behavioral finance, describes the background and the aims and objectives of the study, and it introduces the standards of the behavioral finance.

Microfinance is a tool for state poverty reduction and addition in number of these institutions are the support solution which brings overall improvement in the reconciliations. The current research study investigates the impact of these MFIs towards the development of economic condition of the state. The current study aims to explore more about MFIs, economic development with the support of past counts, as well the direct and indirect benefits associated with the MFIs. Data was collected from primary and secondary sources (Mixed strategy) for creating the more rigor and objectivity under working the positivist paradigmatic approach. This study highlights the major economic problem exists in Palestine is related to poverty. Additionally, micro financing is the term associated for the development of these barriers that impacts as a hindrance for any of the economy growth level. The results of the study show that the small level micro-financing is the best resource for the economic stability as well development.Currently, MFIs are the valuable financial service but not considered as a useful source for the transformation of the economic and social involvement (Mossman, 2005). Chang (2012) explored that others, responding in