Banking is a financial institution that has a role in the financial system in Indonesia. The existence of the banking sector becomes important because in carrying out life in the community involves services from the banking sector. Banking is an institution that has a strategic role as a financial intermediary (financial intermediary) between parties who have funds (surplus funds) with parties who need funds (deficit funds), as well as institutions that function to facilitate payment-traffic. The Islamic banking sector has not escaped in the role and dynamics of banking in Indonesia. However, its existence still needs to be questioned. One of the bank's health assessment efforts can be done through financial performance assessment. The financial performance of the bank can be seen from the profitability of the bank. This research aims to find out the health of Islamic banks in Indonesia using financial ratios. This study used data from 2010-2019 with 9 Islamic Banks sampled. Testing uses description analysis and regression. The results showed that NOM and BOPO had a significant influence on ROA in the Islamic banking sector in Indonesia.
Dampak Covid-19 bukan hanya berpengaruh terhadap perubahan tatanan kehidupan sosial tetapi juga menurunkan kinerja perekonomian dunia, termasuk Indonesia. Berdasarkan survey dampak Covid-19terhadap pelaku usaha yang dilakukan oleh BPS RI terdapat 8,76% usaha yang berhenti beroperasi. Aktivitas bisnis pelaku UMKM juga ikut terdampak efek dari pandemic termasuk pelaku UMKM di kabupaten Sukoharjo. Dikondisi saat ini, pelaku usaha UMKM harus mampu merencanakan pengembangan usaha pasca Covid-19, untuk itu pengetahuan dan keterampilan para pelaku UMKM mengenai studi kelayakan usaha sangat diperlukan. Tujuan pengabdian ini adalah: (1) Memberikan pelatihan dan pendampingan analisis kelayakan usaha pelaku UMKM di Sukoharjo. Metode pelaksanaan kegiatan ini adalah diskusi, ceramah, tutorial, latihan, monitoring dan evaluasi. Kegiatan pelatihan dan pendampingan kelayakan usaha penting diberikan kepada pelaku UMKM untuk meningkatkan pengetahuan dan pemahaman mereka dalam menjalankan usaha bisnis yang jauh lebih lebih baik. Dari hasil pelatihan dan pendampingan kepada peserta, diperoleh peningkatan hasil pre-test dan post-test pada semua aspek penilaian dari pengetahuan dasar analisis kelayakan usaha dan aspek-aspek penilaian bisnis.
The purpose of establishing rural bank/ Bank Perkreditan Rakyat known as BPR is to improve the regional economy through credit as financial support for inclusive society. Meanwhile, the contribution of BPR/BPRS (Conventional/Sharia) owned by the Local Government to the regional economy is still small in number. It reflected in the share of productive loans/financing channeled by Local Government BPR lower than private BPR/BPRS. This study aims to Analyze Performance Difference in Private Rural Banks and Rural Banks Owned by Local Government in Central Java Province using financial performance ratios. The financial performance ratios were Capital Adequacy Ratio (CAR), Quality of earning assets, Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), and Return on Assets (ROA). The method used to analyze data is Different Tests using Independent T-test. This study used SPSS Version 23 analysis tool. The sample of this research is BPR owned by Local Government of Central Java, and Private owned BPR in Central Java Province from 2016 to 2019. Selection of sample by using purposive sampling. Based on Independent T-Test, there is a difference in the ratio of Quality of earning assets and LDR between BPR owned by Local Government and Private Rural Bank, while for the ratio of NPL, CAR, and ROA there is no difference.
Agriculture consistently becomes an unfavorited sector in Indonesian publictraded. Investor's interest in this sector is still very low, only 8,1% out of total investment in 2018. The fact has proven that the agriculture sector plays an important role in the Indonesian economy for labor forces. The Indonesian government has been trying many ways to improve the investment inflow to this sector. The financial performance of the agriculture sector is finally would be the spotlight. This paper aims to measure and analyst the financial performance of public-traded the agriculture sector in Indonesia for soon to be a reference to investors. The authors of this research using all listed company of the agriculture sector which published before 2018. The authors measure how is the financial performance of the agriculture sector from 2014-2018 using profitability ratio (ROA), liquidity ratio (CR), solvency ratio (DER), and firm value (PBV). All the ratios will be checked the effect on their each-price stocks. The agriculture sector has a good performance in overall, but we have to put much attentions in profitability ratio (ROA). The strong financial performance in the agriculture sectors in Indonesia are BISI, LSIP, and SSMS. From the t-test examination shows that ROA have positively significant effect to stock price. CR and DER are negatively affect significant to stock price. Meanwhile PBV is negatively insignificant effect to stock price.
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