The financial sector, as one of the most sensitive economic sectors, is alert to all trends and changes in the environment. The aim of the article is to study the impact of climate change on the life insurance market using panel data from 28 countries of the European Union (EU) for the last 9 years. This study is based on a panel model, where the amount of premiums under life insurance contracts is defined as a function of the fundamental factor of climate change - greenhouse gas emissions. According to empirical findings, an increase in greenhouse gas emissions per thousand tons leads to an increase in the amount of life insurance premiums by 0.1786 million euros. It has also been found that an increase in greenhouse gas emissions per thousand tons leads to an increase in deaths in the European Union by 1.0442 people, and these consequences are statistically significant. In general, our results suggest that the life insurance market as well as the non-life insurance market is dependent on climate change. The empirical results of this study provide valuable insight into how greenhouse gas emissions affect mortality in the European Union.

The article presents the results of the study of the trends of globalization of the world economic system and the state of globalization of the Ukrainian economy from the standpoint of prospects for the further development of information and consulting technologies. Modern approaches to the use of information and consulting technologies in Ukraine are substantiated. The main trends of the development of information and consulting technologies on electronic digital platforms: the Internet, mobile applications, cloud technologies, etc. are analyzed. The use of information and consulting technologies for the formation of target audiences, expansion of the consumers' products, as well as acceleration of the promotion of brands in the conditions of functioning of the market system is shown.

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The purpose of the article is to define new principles of organization of e-network personal knowledge base on the example of medicine in the format of object-oriented «Prisms of Knowledge». Presentation of the «Web-software complex of the knowledge base script editor» as a remote means of building e-knowledge base scripts in the format «Prisms of Knowledge». The research methodology is to apply the ontological method of building an e-network knowledge base based on graph theory, namely its tree-like structure. The information resources that form the e-network knowledge base are identified. The scientific novelty is due to the fact that the article presents the development of operational tree-like graph-structure of the e-scenario of personal knowledge base on the example of medicine, which is the basis for installation «Prisms of Knowledge» based on the use of «Web-software» (inhost.com.ua). Such personal knowledge bases can then be combined into corporate knowledge bases. Conclusions of the research an e-network personal knowledge base on the example of medicine was developed, which is a relevant and convenient means of remote construction of personal and corporate e-network knowledge bases in the format «Prism of knowledge» such as health passport, treatment protocol, personal guide, electronic textbook, lecture course, drug depository, etc. Keywords: knowledge prism, operational tree-like graph structure, personal, corporate knowledge base, ontology, medicine, e-network.

The subject of the research is information and consulting technologies withinteractive consulting in rural tourism. The purpose of this article is to reveal therole of the interactive consulting systems in rural tourism business developmentas wellcreation of tourist information and consulting centers. Methodology of carrying out the work-system-structural and comparative analyzes (to form an algorithm of interactive consulting system for rural tourism); monograph (whenstudying problems of functioning of rural tourism); modeling and forecasting (inthe process of building an interactive consulting system for rural tourism). Resultsof the work-creation of tourist is suggested information and consulting centerswith interactive rural tourism consulting systems based on the optimal combinationof computer hardware, computer networks, software, operating systems and databases that have the mission of accumulating, storing and transmitting large amountsof data in electronic form and provide a variety of tourist information (from advertising to routes and placement), consultations (from the selection of vacations,the creation of rural houses, categorization to using of alternative energy sources,etc.), organization of training on exercise of active tourism and tourist guidingothers. Conclusions-Establishment of a network of tourist information and counseling centers, providing the necessary recommendations for prompt customersatisfaction, will ensure sustainable rural development and the well-being of theunited territorial communities.