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Debt receivables are based on an agreement, an agreement on receivables is included in the principal agreement. In the event of a process of debt receivable agreement made by the creditor and debtor. debtor basically based on trust between the creditor and the debtor, but a lot of debt occurs using additional agreements or assessors that govern collateral, accounts receivable debtusing collateral can vary, collateral for movable or immovable objects, tangible movable objects or intangible. The phenomenon that is happening right now is that there are accounts receivable debts where the lenders and debt recipients have never met, these debts use online applications or commonly referred to as online applications and some call it the term fintech which stands for financial technology. This debt continues to use the agreement, and the agreementshould still comply with the rules and regulations which are basically regulated in article 1313 BW, and 1320 BW. Problems occur if one of the parties in the debt agreement is broken or promised to commit an act against the law, disputes that occur in the event of the debt can be resolved by resolving disputes outside the court. Settlement of disputes outside the court can bean alternative to problems that occur in the debt and credit activities using online applications.

Pengadaan tanah merupakan kegiatan untuk menyediakan tanah bagi pembangunan untuk kepentingan umum. Pelaksanaan pengadaan tanah dilakukan berdasarkan Undang-Undang Nomor 2 Tahun 2012 Tentang Pengadaan Tanah Bagi Pembangunan Untuk Kepentingan Umum dan ketentuan-ketentuan terkait yang mengaturnya. Undang-undang ini dibuat untuk meningkatkan kesejahteraan dan kemakmuran bangsa, Negara dan masyarakat tetap menjamin kepentingan hukum Pihak yang Berhak. Pengaturan Pengadaan tanah dalam Undang-Undang memang tepat tetapi dari segi substansi, Undang-Undang yang strategis dan berdampak luas ini menyisakan beberapa catatan. Jadi Undang-Undang yang disahkan tanggal 14 Januari 2012 ini juga belum bisa menjamin perolehan tanah untuk pembangunan. Menurut konsepsi hukum tanah nasional, pada prinsipnya pengadaan tanah/ perolehan tanah dilakukan dengan cara musyawarah antara Instansi pemerintah yang memerlukan tanah dengan Pihak yang Berhak, dalam hal penentuan lokasi, bentuk dan/atau besarnya Ganti Kerugian. Namun ada kalanya musyawarah tidak tercapai atau mengalami kegagalan.

The transfer of land rights is a process of transferring the right of ownership of one person lawfully and to the ownership of the new person forever as long as the rights are not transferred. Authentic deeds are the basis or evidence of such transfer of rights made by the land deed. The registration of the transfer of rights is a means of obtaining legal protection from the controlled land. The principle of land registration should reflect a thoroughness of ownership of the land and the rights of third parties affecting it. The transfer of rights as stated in the provisions of Government Regulation No. 10/1961 on Land Registration and Government Regulation No. 24/1997 on Land Registration. Submission by this Deed means that the ownership of the land has been transferred from the old owners of the new ownership and the new owner is obliged to register his land rights in the National Land Agency to obtain legal certainty and legal protection. The proof of ownership is a Certificate. There are times when the issuance of Certificates is due to the transfer of a right or legal disability ground.

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