Syarikat Takaful Malaysia Berhad has ever introduced Takaful

The sustainability of waqf assets is established based on the progressive and innovative waqf asset development strategy. This research aims to analyze the investment strategy for waqf assets at selected State Islamic Religious Council (SIRCs) in Malaysia. This research utilizes qualitative design in which the data are collected via content analysis and semi-structured interviews to acquire opinions and ideas for viable investment options. It is found that the development of waqf assets is restrained by the fund liquidity due to a lack of innovation and creativity in the investment portfolio of waqf assets. The synergy between comprehensive guidelines with Shariah and economic elements would facilitate the effectiveness of the investment strategy by the SIRC. Therefore, this research would like to propose some strategic guidelines whilst bringing forward viable investment designs to suit the current context.

Pengurusan pembangunan portfolio aset wakaf berhadapan dengan isu kekangan dana untuk membangunkan aset tidak alih, membentuk aset baharu serta porfolio aset wakaf yang kurang dinamik. Walaupun terdapat beberapa cadangan pendekatan yang telah diketengahkan oleh pengkaji lepas, ianya belum dilaksanakan sepenuhnya. Perhatian turut diberikan terhadap isu-isu pengoperasian, kewangan, undang-undang, reputasi dan pematuhan yang menjadi perhatian dalam kalangan pengkaji. Aktiviti-aktiviti pembangunan dalam sektor ekonomi dan kewangan sering mempertimbangkan kedudukan risiko dan memerlukan penganalisisan bagi menentukan pendekatan pengurusan risiko. Justeru artikel konseptual ini bakal menganalisis secara komprehensif terhadap isuisu dalam aktiviti pembangunan wakaf melalui kajian lepas bagi mengenal pasti risiko-risiko yang wujud seterusnya memberikan idea pendekatan pengurusan risiko yang bersesuaian dalam konteks wakaf. Reka bentuk kajian adalah kajian kualitatif dengan menggunakan analisis kandungan. Dapatan kajian ini telah mengenal pasti tadbir urus dan pengoperasian merupakan bahagian utama yang telah terdedah kepada risiko dan telah menyebabkan wujudnya risiko-risiko yang lain. Selain itu, analisis keterdedahan risiko turut mengenal pasti pendekatan yang lebih holistik dan moden kerana hubung kait secara menyeluruh di antara risiko-risiko yang terdedah seterusnya mengukuhkan pembangunan portfolio aset wakaf.

Religion and religiosity are frequently explored topics in consumer behavior. It demonstrates how religion influences both individual and society views and behaviors. Religiosity has two dimensions: intrapersonal and interpersonal. It is one of the most influential variables in people's lives. This study aims to identify the level of intrapersonal and interpersonal religious commitment among respondents and the relationship between their religious commitment and choosing a shariah compliance hospital. This quantitative research involved 30 samples from OUM academic staff. The Religious Commitment Inventory (RCI-10) developed by Worthington et al. (2003) was used to assess this religiosity. A 5-point Likert scale was used to assess each construct's items.  According to the findings of this study, the respondents have a high level of intrapersonal and interpersonal religious commitment, and there is a strong relationship between intrapersonal and interpersonal religious commitment. The study also found that religious commitment and choosing a Shariah Compliance Hospital have a significant moderate relationship.