Accelerated learning Included by Discovery (ALID) learning model is a learning model that aims to create constructivist and humanistic learning, namely learning that provides opportunities for students to find concepts and solve problems with the full potential of students so that learning is more meaningful. This study aims (1) to determine the learning outcomes of class VIII students in science subjects taught by applying the ALID learning model at SMPN 8 Bulukumba (2) to determine the learning outcomes of class VIII students in science subjects taught without applying learning models ALID at SMPN 8 Bulukumba (3) to determine the effect of the ALID learning model on the learning outcomes of class VIII students in science subjects at SMPN 8 Bulukumba. The type of research applied in this study is a quasi-experimental type. The researchdesign used was a non-equivalent control group design. The sample in this study were 20 class VIII A students who were selected as the experimental class and class VIII B as the control class. The instrument used is a cognitive learning outcome test of 15 numbers related to the material of the digestive system. The data analysis technique used is descriptive statistical analysis and inferential statistics. The results showed that students who were taught by applying the Accelerated Learning Included by Discovery (ALID) learning model had an average learning outcome of 72.25. Meanwhile, students who are taught by applying conventional learning models have an average learning outcome of 52.6. The results of inferential statistical analysis obtained a sign value for learning outcomes of 0.000, this value indicates that the sign < = 0.00 <0.05 so that H0 is rejected and H1 is accepted. Based on the results of the analysis, it can be concluded that the application of the Accelerated Learning Included by Discovery (ALID) learning model affects the cognitive learning outcomes of class VIII students in science subjects at SMPN 8 Bulukumba.

The problems that occurred in the field, especially in the Sintang Class II Religious Court, were found from all the existing cases, there was one case that was rejected, namely case Number 014/Pdt.P/2015/PA.Stg. The purpose of this study is to describe and analyze the basic considerations of the judges of the Sintang Religious Court, the Juridical Factors against the rejection of the marriage dispensation, and the legal consequences of the rejection of the marriage dispensation based on the case decision Number 014/Pdt.P/2015/PA.Stg. This study uses a descriptive method with a qualitative approach. Data collection techniques are carried out through interviews, observation and documentation, and data analysis techniques are carried out by data reduction, data display and drawing conclusions. The results of this study indicate that the marriage dispensation procedure at the Sintang religious court is in accordance with the rules, only in case number 014/Pdt.P/2015/ PA.Stg.hakim using the rule. heavier harm by doing the lighter of the two." The factors that caused the rejection of the case were because the applicant's child objected and he was mature enough to marry the applicant's child's prospective wife.

Abstrak-Kredit macet atau problem loan adalah kredit yang pada kegiatannya belum sesuai sasaran yang direncanakan pihak bank, kredit yang mempunyai resiko bagi pihak bank pada masa yang akan datang dalam artian luas, kredit yang terdapat kesulitan pada penyelesaiannya, dalam pengembalian pokok atau pembayaran bunga, denda atas keterlambatan pembayaran dan ongkos-ongkos bank yang membebankan pihak debitur. Analisis yang digunakan dalam penelitian ini adalah metode kualitatif. Teknik pengumpulan data yaitu wawancara (Interview), pengamatan (observasi) dan dokumentasi. Instrumen penelitian berupa dokumen-dokumen dan catatan-catatan perusahaan yaitu PT. Bank Sumsel Babel Pusat yang berhubungan dengan penelitian ini. Hasil penelitian ini menyatakan Prosedur pemberian PT. Bank Sumsel Babel Pusat sudah berjalan cukup baik dan benar secara keseluruhan tetapi masih ada permasalahan yang harus diperhatikan dan diperbaiki untuk mengantisipasi kesalahan dalam proses pemberian KPR. Faktor penyebab terjadi kegagalan dalam pengajuan KPR pada PT. Bank Sumsel Babel Pusat ada yang berasal dari pihak perusahaan (intern) dan dari pihak debitur (ekstern).

Penelitian pengembangan ini bertujuan untuk menghasilkan modul elektronik berbasis problem based learning menggunakan perangkat lunak iSpring pada materi reaksi redoks yang valid, praktis, dan efektif. Metode penelitian yang digunakan ialah Research and Development dengan model pengembangan 4D (Define, Design, Develop, dan Disseminate). Uji coba modul elektronik yang dikembangkan ini dilakukan pada peserta didik kelas X MIPA 3 SMAN 7 Banjarmasin Tahun Ajaran 2021/2022. Teknik pengumpulan data yang dilakukan menggunakan lembar validasi, angket keterbacaan, angket respon, lembar observasi dan tes keterampilan berpikir kritis. Analisis data yang dilakukan ialah analisis deskriptif. Hasil analisis validitas berdasarkan aspek kelayakan isi, aspek kelayakan penyajian, aspek kelayakan bahasa, dan aspek kelayakan media yang dinilai validator memperoleh hasil dengan kriteria sangat valid. Hasil uji kepraktisan dinilai berdasarkan hasil uji coba perorangan, uji coba kelompok kecil, angket respon peserta didik, angket respon guru, dan aktivitas guru menggunakan modul elektronik masing-masing memperoleh hasil dengan kategori sangat baik. Hasil uji keefektifan berdasarkan tes keterampilan berpikir kritis diperoleh N-gain sebesar 0,90 yang termasuk dalam kategori tinggi dan artinya efektif berhasil meningkatkan keterampilan berpikir kritis peserta didik.  Dapat disimpulkan modul elektronik yang dikembangkan valid, praktis, dan efektif untuk digunakan serta berhasil meningkatkan keterampilan berpikir kritis peserta didik.