The economic security of the individual is an important structural component of the economic security of the region and the state as a whole. In this regard, the issues related to the assessment of the level of economic security of the individual are brought up to date. The article outlines the methodology for calculating the integral indicator of personal economic security. Based on the key human needs, six blocks of indicators have been singled out: food security, housing security, demographic potential and health care, financial security of the individual, the level of labour stability, education and spiritual enlightenment. Within each block quantitative criteria are selected to assess personal economic security in the given sphere. When calculating the integral indicator of personal economic security, it is recommended to take into account the significance of the selected blocks. The significance of the blocks may differ by region and is determined using expert methods. The proposed approach was tested in the assessment of personal economic security in the Voronezh region. The source data for the calculation was official statistical information for the Voronezh region. Defining the outline of personal economic security allows us to highlight problem areas that require special attention when ensuring the region's economic security. The calculations carried out allow us to conclude that the area that requires special attention when ensuring economic security of the Voronezh region is "demographic potential and health care". The calculated integral index of personal economic security of the population of Voronezh region allows us to state that the level of personal economic security in the region is higher than the average for the subjects of the Russian Federation and is at a favorable level. Thus, the proposed methodology for assessing the level of economic security of individuals, allows the regions to see the potential threats in the selected blocks of personal economic security and to provide for measures to neutralise them.

Currently, modern methods used to evaluate the effectiveness of investment projects are most focused on quantitative assessment, do not take into account the peculiarities of project implementation at different stages, and also lack the ability to take into account investment risks in conditions of sectoral characteristics. Risks are associated with postponing the implementation of the investment project over time, so taking into account uncertainties should be an integral part of the assessment of the effectiveness of projects. When creating and implementing an investment project, it is necessary to take into account innovative, commercial, technical and technological, financial risks. Therefore, it is proposed to improve the methodology for assessing efficiency based on the risks taken into account in calculating the discount rate for each phase of the life cycle of the project. In the article, the authors substantiated the need to apply systematic analysis, modern methods, a methodological approach to assessing the effectiveness of investment projects in the electric power industry, taking into account the risks taken into account when calculating the discount rate for each phase of the life cycle of the project, which allows you to more accurately calculate the main indicators of the efficiency of the investment project. The main indicators of evaluation of investment projects efficiency and factors influencing decision-making on investment projects, such as inflation, discounting ratios of the corresponding investment sphere, are considered. Applied research, and even more so fundamental, requires significant investments, the return on which at the first stages of the development and implementation of investment projects is difficult to predict. The end result is also obviously not predictable, which makes investing one of the most risky areas of activity of modern companies.

Investment processes, being an integral part of the market economy, have a significant impact on macroeconomic indicators, tax potential, financial stability, economic growth, competitiveness of the investment object, the region and the state as a whole. Therefore, such economic categories as "investment", "investment attractiveness", "investment climate" are of interest as an object of research for many theoretical scientists and practical economists. To a large extent, ensuring the economic security of the country is characterized by the creation of an effective system for organizing control over financial activities in the state, which limits the outflow of capital from the national economy. In this regard, a comprehensive solution to the legal, political and administrative task of protecting national interests is required. The priority in the national security system is the economic security of the state, characterized by the presence of a steadily developing economy. The key indicator of the "economic health" of the state is the presence of a favorable investment climate, which is characterized by the ratio of investment attractiveness and investment risks, which is manifested in the scale, structure and dynamics of investment processes. Current trends that indicate instability, unfavorable market conditions and lack of transparency in investment activities in the Russian context confirm the relevance and timeliness of this study. The information base of the research is the normative and legislative acts of the Russian Federation; the main scientific works of domestic and foreign scientists within the studied problem field; official materials and operational information of Rosstat; materials of scientific and practical conferences, periodicals and the Internet.)

The work noted the relevance of the development of the military-industrial complex of Russia. An analysis of sales volumes of a number of the largest enterprises of the military-industrial complex of the Russian Federation was carried out, as a result of which two leading organizations were identified. The value of the sales indicator for one analyzed enterprise was evaluated, indicating the reasons for the high results in three enterprises. Based on the analysis of data on the number, conclusions were made about the priority of large enterprises in the structure of the military-industrial complex of the Russian Federation and about the rather serious attention paid by the state to the development of the military economy in modern conditions. When considering the territorial location of the analyzed enterprises, the employment of employees of large organizations of the MIC industries in various regions of Russia is clearly shown, which serves as one of the main factors in the development of the regional economy throughout the country. It was noted the place of the largest enterprises of the military-industrial complex in the ranking of the 100 largest military-industrial companies in the world, based on income from sales of military products by world manufacturers in 2020. The build-up of the country's military power directly depends on the potential of military-industrial complex enterprises and the directions of their development. In the ranking of the analytical company GlobalFirepower for 2020, Russia was ahead of China, but lost to the United States. There are different opinions about the objectivity of this and similar ratings. However, it is impossible not to pay attention to the values of those factors in the GlobalFirepower rating, which indicate insufficient attention to them from the military-industrial complex of the Russian Federation at the present time.

The new model of organizational structure of the center of mortgage lending of PJSC VTB 24 on the basis of the analysis of organizational structure of the center of mortgage lending of PJSC VTB 24 which has revealed the shortcomings following from division of the mortgage direction into the front and the BEK-zone is presented in article. Such division is illogical and isn't built in the general concept of development of the Bank seeking to provide uniform standards of communications and to increase penetration into the operating client base, having increased quantity of banking products on one client. To force the mortgage portfolio to work more effectively, having created conditions to involvement ОЗиСИС into cross-sales of banking products, it is possible having united the CEC under one chief and having set as this uniform chief the purposes both on sales, and on high-quality escort of the acting clients. In 2017 become strategic tasks of bank high-quality portfolio growth, the Bank has passed from extensive development to intensive. It creates prerequisites for strengthening efforts on penetration into the operating client base again. It is also possible to increase commission income if to pronounce with clients structure of the transaction at a consultation stage, actively offering transactions not through cash - non-cash payment, and with use of a letter of credit form of calculation or safety-deposit boxes. The new model of organizational structure of the center of mortgage lending means the high involvement of all staff of department into tasks as sales and high-quality support of department and excludes readdressing of the client between departments, misunderstanding and duplication of functions.