The digital revolution in economic sectors such as e-commerce and financial technology has affected various industries, one of which is the financial industry in various parts of the world. Conventional finance in the industrial era 4.0 is being challenged by the existence of fintech as an innovation in various financial sectors. Employment opportunities are wider with fintech than conventional ones. However, this digital finance requires human resources to support it. The university acts as a competent and competitive human resource maker in the financial sector by incorporating fintech into its curriculum. Sharia fintech also needs to be applied to the curriculum of a university. Islamic universities are also able to implement fintech in their curriculum. The method used in this study uses a literature review method with evaluation results from the application of fintech at the University. The original proposition in this study incorporates hypothetical commitments in regards to monetary innovation. Utilizing the methodical writing audit approach of Kitchenham, notwithstanding topical investigation, meta-examination and perception to approve the nature of writing and investigation, the consequences of this study give a hypothetical premise fintech research from a data frameworks point of view, including the plan of fintech innovation ideas and their turn of events.
Small and Medium Enterprises (SMEs) play an important role in the economic and industrial growth of a country. Almost 90% of all activities in the world are contributed by SMEs. In addition, SMEs contribute to employment. Empirical studies show that SMEs internationally are a source of job creation so that the contribution of SMEs to employment in both developed and developing countries, including Indonesia, plays an important role in overcoming unemployment. Problems in the current era of the global economy, SMEs must make changes to increase their competitiveness. One of the important factors that will determine the competitiveness of SMEs is information technology (IT). Therefore, the purpose of this research is to use Information Technology for novelty that can improve business transformation through the speed, accuracy, and efficiency of exchanging large amounts of information. The European case study also shows that more than 50% of productivity is achieved through investment in information technology. SMEs are said to be globally competitive if they can carry out their business activities in a reliable, balanced and high quality manner.
For pupils, having a strong grasp of digital literacy is crucial, particularly in light of the COVID-19 pandemic. Every level of society is encouraged to have simple access to the internet by the use of distant learning. In this essay, we will investigate the state of digital literacy in Indonesia at the time of COVID-19 epidemic. A systematic review was used as the research methodology in this study. Campaigns to promote digital literacy are crucial during the COVID-19 epidemic, according to the research findings. Dealing with the COVID-19 outbreak will be made easier with the help of digital literacy. During the COVID-19 epidemic, the digital literacy movement will assist the general people in finding the appropriate information and passing the time. The following are other crucial elements in the development of digital literacy. 1) Understanding culture, namely the diverse contexts in which users of the digital world operate; 2) Cognitive, or the capacity for cognition when evaluating the content;three) constructive Communication, specifically an awareness of network and communication performance in the digital age, self-assurance in one's ability to act responsibly, creativity—doing things differently—critical thinking about content, and social responsibility.
Primary school is an early age in the introduction of information and communication technology, therefore it is necessary to be prepared abilities and skills in the use of technology. Learning about entrepreneurship at the elementary school level is generally still traditional, where valuable renewal results are created. However, in this 4.0 era, many elementary students still traditionally run entrepreneurship, this has not been a challenge in line with the Ministry of Education and Culture on an independent campus. In order to create the involvement of young people in the field of entrepreneurship, the right solution is how entrepreneurship learning in Learning can be applied from an early age, namely to elementary school students. SEP (School Enrichment Program) is an entrepreneurial learning application based on iLearning aimed at elementary school students to have a high quality of creativity and a willingness to innovate at an early age. Based on the observational test results the Ubiquitous Learning Method is significantly able to influence the motivation of elementary school students to be enthusiastic in terms of entrepreneurial learning from an early age, and to show the results that Cronbach's Alpha 0.9> 0.6 ie the SEP is very accurate in its application especially can improve the results significant in influencing the formation of intentions in entrepreneurship even more starting to spread the trend of entrepreneurship which has now touched various circles, one of them among students.
One of the primary issues that the government of a nation concentrates on is poverty. The provision of precise and focused data on poverty is a crucial component of the Poverty Reduction Strategy. One technique for classifying data is Naïve Bayes. The aid manager will subsequently use the categorization findings to inform judgments about categorizing and determining who should get basic food assistance. Predictions for those who get basic food assistance fall into two categories: eligible and ineligible. Sample data from the hamlet of XYZ used as the basis for the forecast. In this study, a web-based application is used to construct and assess the Naïve Bayes method. The accuracy for 135 training data, 40 test data, and seven characteristics employed generates 86 percent accuracy, 85 percent recall, and 88 percent precision according to the assessment findings using the confusion matrix.
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