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The present article attempts to study the role of financial risk management in the digital economy era. The main purpose of the article is to identify the main patterns that determine the features of risk assessment in business as the main element contributing to the achievement of economic security of the organization, as well as to carry out a comparative analysis of risk assessment and risk management methods in the context of digitalization. The contemporary economic analysis employs various risk management methods. Digitalization also creates new risks, most of which are related to cybercrime and fraud on the Internet. The most effective ways to reduce risk in the context of instability of the economic and political situation in Russia are the scenarios method and the method of analyzing hierarchies, as well as diversification, i.e. the distribution of risks among several business participants. The article discusses various types of economic risks, risk analysis, and assessment methods, as well as risk neutralizing strategies.

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This study was conducted to evaluate the implementation of an open innovation cryptocurrency financial system using a statistical approach. The data array reflects the actual speed of the cryptocurrency system, expressed in transactions per second (TPS), taken as the average annual speed. The article offers a comprehensive approach for choosing the optimal cryptocurrency financial system. The final analysis shows that the reasons for the adoption of the cryptocurrency financial system are practicality and convenience, as well as efficient transaction time, faster payment, and simplicity of the payment process. The impact of social factors, expected efforts, and conditions of assistance on the attitude to the cryptocurrency financial system were evaluated. In addition, social factors that have a significant impact on the implementation of the cryptocurrency financial system were identified.

Purpose of the study. The purpose of the study is to develop proposals for the formation of a neuroeducational environment that ensures that students acquire the competencies necessary to solve the problem of introducing end-to-end digital technologies within the framework of the digital economy program. The analysis showed that improving the training of specialists in the field of neurotechnology and artificial intelligence in the digital economy is an urgent and demanded task. The paper discusses an approach to solve the problem of improving the training of specialists in the field of neurotechnologies, taking into account the requirements of the federal project “Personnel for the digital economy” by creating a technological platform for a neuroeducational environment that ensures the acquisition of the necessary competencies by students.Materials and methods of research. In the process of carrying out the research, theoretical provisions in the field of the theory of neural networks were developed, a new class of neurons and neural networks was proposed, which are close in functions to biological neural networks and are called selective. The technology of training and application of selective neural networks has been developed. The advantage of selective technologies in comparison with classical neural networks is shown. Hardware models of neural networks, which are part of the neuroeducational system, have been developed and used in the educational process. A general methodology for teaching neural network technology as one of the end-to-end technologies of the digital economy has been developed, as well as a methodology for using neural networks in solving economic problems in the context of digital transformation.Results. A technological platform for a neuroeducational environment has been developed, including software, hardware models of classical neurons and perceptrons (McCulloch-Pitts), as well as neurons and perceptrons of a new class, called selective. A software tool for teaching standard and selective neurotechnologies was developed and proposed, for which a certificate of state registration of a computer program was obtained. For the assimilation of theoretical material and the acquisition of practical skills, methodological materials, author’s practical tasks and author’s laboratory works have been developed, which are part of the technological platform. The approaches proposed in the article can be used in organizing the study of the theory of neural networks and methods of applied application of neurotechnologies in solving the problems of introducing end-to-end digital technologies within the framework of the digital economy program. The development results are confirmed by 4 patents for inventions. In order to more effectively master the theoretical provisions and features of the practical application of neurotechnologies, the main attention is paid to the physical meaning and presentation of the processes occurring during the functioning of a neural network in the form of formal descriptions that provide a more effective assimilation of the foundations of the theory of neural networks and neurotechnologies using existing standard neural network architectures, as well as architectures built on the basis of selective neural networks.Conclusion. The architecture and components of the technological platform of the neuroeducational environment based on neuroeducational complexes have been developed. A general methodological approach has been developed for teaching the basics of neurotechnology based on standard and selective neural networks and the peculiarities of their application in the framework of the digital economy program. A methodology for teaching the basics of neurotechnology based on standard and selective neural networks has been developed, which includes the mathematical theory of standard and selective neural networks, a description of the learning process for standard neural networks based on McCulloch-Pitts neurons, as well as selective neural networks based on selective neurons.