Analisis Efisiensi Bank Umum Syariah Indonesia Periode Tahun 2011-2016 (Pendekatan Data Envelopment Analysis)

Abstract

This study aims to determine the level of efficiency in Sharia Commercial Bank in Indonesia period of 2011-2016. By using DEA Approach, input variables used are Third Party Fund, Labor Cost, Capital, while the output variable is Financing and Securities Owned. In the DEA approach, it suggests that bank size has an important role that determines its efficiency or relative inefficiency. The CCR model reflects (multiplication) technical efficiency and scale efficiency, while the BCC model reflects the technical efficiency only, so the relative scale efficiency is the ratio of the efficiency of the CCR model and the BCC model. From the analysis that has been done that 27% of sharia banking Indonesia has achieved efficiency, namely PT Bank Syariah Bukopin, PT BNI Syariah and PT Bank BCA Syariah and the remaining 63% have not been able to achievefull efficiency, the overall efficiency level is still around 92%, this is due to the inefficiency of several Banks such as PT Bank Syariah Bukopin. PT BNI Syariah, and PT Bank BCA Syariah, the three banks have average efficiency below the average value of the whole.

Efisiensi Teknis Bank Syariah di Indonesia Selama Pandemi Covid-19 : Pendekatan Data Envelopment Analysis

“…Berdasarkan latar belakang diatas, tujuan penelitian ini yaitu menganalisis efisiensi teknis perbankan pada Bank Syariah di Indonesia dari tahun 2020 hingga 2022 dengan menggunakan Data Envelopment Analysis (DEA). Mengacu pada penelitian (Ascarya et al, 2008) Penelitian (Sadikin et al, 2019) tentang analisis efisiensi bank umum syariah Indonesia periode tahun 2011-2016 bertujuan untuk mengetahui tingkat efisiensi bank umum syariah di Indonesia dengan menggunakan DEA. Hasil penelitian menunjukkan bahwa 27% perbankan syariah di Indonesia telah efisien dan sisanya sebesar 63% belum efisien secara penuh, secara keseluruhan tingkat efisien masih sebesar 92% hal ini karena masih terdapat beberapa bank yang belum efisien.…”

“…Sedangkan, variabel output dalam penelitian ini adalah pembiayaan dan pendapatan operasional lainnya. Ini mengacu pada (Puspitasari et al, 2018); (Sadikin et al, 2019).…”

“…Unit Usaha Syariah hanya 3 Unit Usaha Syariah yang selalu mengalami efisien di setiap periode nya. Hal ini sama dengan penelitian yang dilakukan oleh(Sadikin et al, 2019) yang menyatakan bahwa terdapat 3 Bank dari 11 Bank Umum Syariah yang memperlihatkan efisien yang konsisten. Bank Umum Syariah dan 5 Unit Usaha Syariah.…”

Analysis Efficiency of Islamic Bank in Indonesia and Saudi Arabia With Data Envelopment Analysis Approach

“…In measuring efficiency, DEA identifies units that help to find causes and solutions to inefficiencies that become aspect major in managerial terms. (Nurul Komariyatin, 2006) in (Sadikin et al, 2016).…”

“…The DEA efficiency analysis tool has several advantages compared to other traditional analytical tools, namely in the specification of the production function the degree of probability of error is zero, or in other words, the DEA method does not include random errors. (Sadikin et al, 2016). DEA also has a relative advantage over the parametric approach.…”