ANALISIS TERHADAP FATWA DEWAN SYARI’AH NASIONAL MAJELIS ULAMA INDONESIA (DSNMUI) TENTANG UANG ELEKTRONIK SYARIAH (Studi Kartu Flazz BCA, Go-Pay, dan Grab-Pay)

Nengsih, Novia

doi:10.18860/j.v10i1.6594

Cited by 3 publications

(2 citation statements)

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“…Begitu juga dengan (Wijaya, 2018) yang lebih spesifik menganalisis penggunaan akad pada uang elektronik Go-pay dan OVO. Penelitian lain dilakukan oleh (Nengsih, 2019) dan (Alhusni & Mustiah, 2019) membahas kesesuaian penggunaan uang elektronik dengan hukum Syariah. Selain itu, (Muamar & Alparisi, 2017) dan (Syamsuri et al, 2020) membahas uang elektronik dari aspek kesesuaiannya dengan maqashid Syariah.…”

Section: Pendahuluanunclassified

Metode Penentuan Akad pada Transaksi Uang Elektronik

Hadikusuma

2021

JIEI

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This paper is intended to explain the methods used by experts in determining the contracts used in electronic money transactions. The focus of this paper is not only on contract determination, but how a contract is embedded in electronic money transactions. This research is a qualitative research wich uses descriptive-analytic method. Data obtained from secondary sources such as books, journals, websites, and relevant documentation. The results showed that in principle, there are two methods in determining the contract in a muamalah transaction. The first method uses the editorial approach (words) which focuses on the contract words, and the second uses the substance (meaning) approach which considers the contract based on the aims and objectives of the contract as seen from the form of the agreement as well as the rights and obligations obtained by each party. Regarding the topic of discussion, it can be concluded that the determination of the contract in electronic money transactions uses a meaningful approach. That because the consideration used in determining the electronic money contract is based on the form of the transaction that occurs between the parties, not just the existing words.

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Section: Pendahuluanunclassified

Metode Penentuan Akad pada Transaksi Uang Elektronik

Hadikusuma

2021

JIEI

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“…If the card used as a medium for electronic money is lost, the nominal amount of money in the issuer must not be lost. 28 Based on the principles of sharia economic law, every transaction carried out by humans must contain benefits. 29 The following are the principles of the problems in e-money products, including:…”

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confidence: 99%

Implementation of Fiqh Muamalah Contracts in Electronic Money (E-Money) Transactions

Firdaus

Daniswara²,

Alafianta³

et al. 2023

Al-Muamalat: Jurnal Ekonomi Syariah

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Money is a medium of exchange in economic activities that always changes from time to time, both in form, intrinsic value, and extrinsic value. Electronic money (e-money) is currently emerging, which is used as a means of micro-payments that can process payments more quickly, easily, efficiently, and safely. The research objective is to discuss the implementation of muamalah fiqh contracts in electronic money transactions. This type of research is qualitative research with library methods. The results of this study show that electronic money transactions in fiqh muamalah are legally permissible or permissible as long as they do not conflict with the principles of Islamic law. Muamalah fiqh contracts implemented in electronic money transactions are divided into two. The first is between the issuer and the holder of electronic money using a wadiah contract and a qard contract. Second, the publisher and organizer use ijarah, sell, and wakalah bil ujrah contracts. In conclusion, electronic money transactions (e-money) can use fiqh muamalah contracts.

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Understanding the Underlying Islamic Contract of E-Money: The Case of Go-Pay

Hanif Noor Athief,

Azizah,

Rosyadi

et al. 2024

KSS

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The rapid development of technology creates a lack of clarity in the Islamic compliance of any new product, including the Go-pay system that serves as a means of payment transactions within Gojek. While researchers already tried to scrutinize Go-Pay under the light of Islamic boundaries, the inconclusive results bring another confusion. This research aims to collect all scholar opinions regarding Go-Pay, and categorize and analyze all the possible underlying Islamic law contracts of Go-Pay. This research is library research, using articles as the data that are extracted from Google Scholar to be analyzed. The results of this study show that the majority of 16 researchers say that Go-Pay payments are more by the Qardh contract. Five researchers found that it is more in line with the Wadi’ah contract, while five others said that it is in line with the Ijarah contract, and one researcher found that the Sharf contract is more appropriate. Keywords: Go-pay, Islam, law, contract, digital money, E-Money, cashless

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ANALISIS TERHADAP FATWA DEWAN SYARI’AH NASIONAL MAJELIS ULAMA INDONESIA (DSNMUI) TENTANG UANG ELEKTRONIK SYARIAH (Studi Kartu Flazz BCA, Go-Pay, dan Grab-Pay)

Cited by 3 publications

References 0 publications

Metode Penentuan Akad pada Transaksi Uang Elektronik

Metode Penentuan Akad pada Transaksi Uang Elektronik

Implementation of Fiqh Muamalah Contracts in Electronic Money (E-Money) Transactions

Understanding the Underlying Islamic Contract of E-Money: The Case of Go-Pay

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