Micron silver particles prepared by the chemical reduction method, urea formaldehyde resin-coated nano-silver solution microcapsules, and nano-silver solution were used as three kinds of antibacterial agents. These were added to a water-based primer on the surface of Tilia europaea in contents of 1.0%, 4.0%, 7.0%, 10.0%, 13.0%, and 16.0%. In order to achieve the best comprehensive performance of the water-based primer, the mechanical, optical, and antibacterial properties of the three antibacterial coatings with different contents of silver antibacterial agents were explored. It was concluded that when the antibacterial agent content was 4.0%, the color difference, impact resistance, adhesion, and gloss of water-based primer on the Tilia europaea surface were better. When the antibacterial agent content added was 16.0%, the antibacterial properties of the three groups of coatings improved to 94.89%, 81.75%, and 83.98%, respectively. The results provide a research idea for the preparation of antibacterial coatings on the surface of wood furniture.