Bank Performance, Financial Stability and Market Concentration: Evidence From Cooperative and Non‐cooperative Banks

Barra, Cristian; Zotti, Roberto

doi:10.1111/apce.12217

Cited by 42 publications

(43 citation statements)

References 114 publications

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“…Among the studies on this topic, it is worth noting Rashid (2017), Korbi and Bougatef (2017), Mawardi (2020), Subbar and Vladimirovich (2020), Rizvi (2020). Barra and Zotti (2019) emphasize that the stability of the banking system depends on the type of banks and, to a lesser extent, on the level of concentration in the system. to form a risk map taking into account the main macroeconomic indicators of national economies.…”

Section: Literature Reviewmentioning

confidence: 99%

Assessing the stability of the banking system based on fuzzy logic methods

Blahun

2020

Banks and Bank Systems

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The functioning of the country’s banking system is the basis for ensuring its economic development and stability. The state of the banking system often causes financial crises; therefore, ensuring its stable work is one of the main tasks of monetary policy. Meanwhile, it is important to find approaches to a comprehensive assessment and forecasting of the stability of the banking system that would allow obtaining adequate results.Based on a sample of data generated for the period from 2008 to the 1st quarter of 2020 with a quarterly breakdown, an integrated stability index of Ukraine’s banking system was estimated. The analysis was based on 23 variables that characterize certain aspects of the functioning of the Ukrainian banking system.Using the principal component analysis, five factors have been identified that have the greatest impact on ensuring the stability of the banking system. They were used to form an integrated index based on the application of the Mamdani fuzzy logic method. The results obtained adequately reflected the state of stability of the banking system for the analyzed period, which coincided in time with the crisis phenomena occurring in the Ukrainian banking system. The obtained value of the integrated index characterizes the stability of Ukraine’s banking system at the average level, since it depends not only on the internal state of the system, but also on the influence of external factors, both national and international.

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Section: Literature Reviewmentioning

confidence: 99%

Assessing the stability of the banking system based on fuzzy logic methods

Blahun

2020

Banks and Bank Systems

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“…Finally, the study documented that the cooperative capital is adequate, likely to be reserved as capital and difficult to obtain from borrowing. Table 5 reports the regression results of equation 1, equation 2, equation 3, equation 4, and equation (5). According to Table 3, the effectiveness of compulsory saving (sw2) and the role of compulsory saving (sw3) are significant determinants of the adequacy of cooperative capital (km1) in separate regression while the volatility of main saving (sp1), the volatility of compulsory saving (sw1), the role of compulsory saving (sw3) and the frequency of receiving voluntary saving (ss1) are significant determinants of the adequacy of cooperative capital (km1) in simultaneous regression (equation 5).…”

Section: Results/findingsmentioning

confidence: 99%

Factors Affecting Cooperative Capital Adequacy (A Survey and Empirical Study of Indonesia's Pancasila Economic System)

Muda

Vitriano

Handika

2020

HSSR

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Purpose of the study: Cooperative plays an essential role in the rural community. This research provides a thorough impact analysis of cooperative funding in the community. This research comprehensively assesses the contribution of cooperative funding to the North Sumatra community, Indonesia. Methodology: Using the Structural Equation Modeling (SEM) and controlled variable regression methods. The independent variables used in this study are Cooperative member main saving, Cooperative member compulsory saving, Cooperative member voluntary saving, and Bank lending. While the dependent variable used in this study is Cooperative capital adequacy. Main Findings: This research finds that cooperative member savings and bank lending play an essential role in the cooperative capital adequacy. Applications of this study: Furthermore, the study finding that bank lending is a relatively cheap source of capital to the cooperative. Novelty/Originality of this study: Also, the study also findings imply that (i) cooperative capital adequacy heavily depends on cooperative member savings, (ii) bank and cooperative are complements rather than competitors and (iii) four dimensions affecting cooperative capital adequacy are stronger in the simultaneous situation. According to findings implied that have three suggestions on the economic policy. First, advise a policy encouraging more participants in the cooperative. Second, advise another policy encouraging banks to do more collaboration with cooperatives. Third, advise that the policy should be integrated rather than stand-alone.

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“…In this study, the classical assumption test has been performed and has met the four classic assumption (Hellmann et.al, 2000;Salas & Saurina, 2003;Allen & Gale, 2004;Jeon, & Miller, 2005;Jiménez & Lopez, 2010;Barra & Zotti, 2019) Conversely, different things happen to small banks. Small banks are not able to produce high profitability because the market share has been controlled by large banks.…”

Section: Resultsmentioning

confidence: 99%

Market Concentration and Risk-Taking in Banking Sector Listed on Indonesian Stock Exchange

Lailiyah

Purwanti

Suyanto

2020

Int. res. j. bus. stud.

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The financial institution roles as the bank credit distribution. According to the banking surveys in Indonesia, it indicates that new credit growth has been strengthened. The increasing of credit led to increase the level of risk taking by banks that its concentration of banking in a country plays in influencing banking risk taking. This study examined the effect of banking market concentration on bank risk taking. It also explored the moderating variable of bank size on the effect of market concentration on risk taking in the banking sector. The results of the study showed that the banking market concentration has the positive effect on banking risk taking. The size of the bank weakens the positive effect of market concentration on bank risk taking. The larger the size of the bank in a concentrated banking market, the lower the risk taking of the bank. The concentrated banking market requires to distribute the market share in banks to be carried out by banking regulators so that the banking market is not concentrated and reduces banking risk taking.

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Bank Performance, Financial Stability and Market Concentration: Evidence From Cooperative and Non‐cooperative Banks

Cited by 42 publications

References 114 publications

Assessing the stability of the banking system based on fuzzy logic methods

Assessing the stability of the banking system based on fuzzy logic methods

Factors Affecting Cooperative Capital Adequacy (A Survey and Empirical Study of Indonesia's Pancasila Economic System)

Market Concentration and Risk-Taking in Banking Sector Listed on Indonesian Stock Exchange

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