A Kerr black hole with mass M and angular momentum J satisfies the extremality inequality |J| ≤ M 2 . In the presence of matter and/or gravitational radiation, this bound needs to be reformulated in terms of local measurements of the mass and the angular momentum directly associated with the black hole. The isolated and dynamical horizon framework provides such quasi-local characterization of black hole mass and angular momentum. With this framework, it is possible in axisymmetry to reformulate the extremality limit as |J| ≤ 2 M 2 H , with MH the irreducible mass of the black hole computed from its apparent horizon area and J obtained using a rotational Killing vector field on the apparent horizon. The |J| ≤ 2 M 2 H condition is also equivalent to requiring a non-negative black hole surface gravity. We present numerical experiments of an accreting black hole that temporarily violates this extremality inequality. The initial configuration consists of a single, rotating black hole surrounded by a thick, shell cloud of negative energy density. For these numerical experiments, we introduce a new matter-without-matter evolution method.