“…There is a range of innovative and appropriate methods to safely transfer money to people. In Somalia and Afghanistan, for example, reliance on existing remittance organizations, money transfer companies and local banking systems have been effective and safe methods of delivering cash to beneficiaries, even in insecure areas (Holmes, 2009;Harvey, 2007;Mattinen and Ogden, 2006;Hofmann, 2005). Money can also be more discrete than the delivery of highly visible in-kind transfers (Harvey, 2007;Hofmann, 2005).…”