“…This phenomenon, pointing at social inequality and a risk of poverty is seemingly in contradiction with the extension of home ownership and the spread of a high standard of living. This contradiction is quite illusory because there is a widely confirmed relationship between access to ownership, housing costs and low income (Dewilde, Lancee, 2013;Dewilde, De Decker, 2014). Though around three quarters of Europe's citizens are home owners, the costs of accessing and maintaining a home have continued to rise and cannot only jeopardize housing security and quality, but can also stand in the way of life projects (Palvarini, Pavilion, 2010;Filandri, Olagnero, 2014).…”