“…Factors that are internal include: (1) Personality, way of life, and demographics; (2) Talents, interests, values, and self-concepts; and (3) Knowledge and learning outcomes. External factors, including: (1) social class, family, and geography, Culture, (2) group and reference group influence, (3) situation Information processing, learning, and behavior change are three psychological factors (Hayati et al, 2020).…”