Dampak Krisis Keuangan Global terhadap Perbankan di Indonesia: Perbandingan antara Bank Konvensional dan Bank Syariah

Sudarsono, Heri

doi:10.20885/lariba.vol3.iss1.art2

Cited by 40 publications

(47 citation statements)

References 4 publications

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“…White (2009) added to the statement that the global crisis due to falling stock markets . This statement is supported by Sudarsono (2009) which became one of the main reasons the subprime mortgage crises in the U.S. economy. Subprime mortgages or mortgage securities that low interest in the year 2001-2005 has led to increased demand for house (the boom in the housing market).…”

Section: Introductionmentioning

confidence: 89%

The Cause and Solution of Global Financial Crisis : A Perspective of Islam

Agustin¹,

Rahman²

2014

AJBMR

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Global financial crisis is basically the failure of the capitalist economic system. This system has been justified economic practices that conflict with Islamic economic system. Islam is an ideology derived from Allah SWT. Therefore, only the Islamic system which is able to save the world from destruction. Destruction of the global crisis that occurred in the beginning of the United States has an impact on all sectors, especially the financial sector. This can be resolved by removing the usury system, the implementation of the currency system based on gold and silver and that must be removed are non-real sector by closing the stock exchange and commodities transactions.

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Section: Introductionmentioning

confidence: 89%

The Cause and Solution of Global Financial Crisis : A Perspective of Islam

Agustin¹,

Rahman²

2014

AJBMR

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“…However, that BI rate increase does not affect in Islamic banks. The trading system in Islamic banks, where margin payments based on a fixed rate which is based contract provisions cannot be changed at that time, but financial crisis possibly will affect the return of Islamic banks as it will affect the industry's outcome to get optimal profit (Sudarsono, 2009). …”

Section: Global Financial Crisis (2007-2008)mentioning

confidence: 99%

“…To overcome this crisis, Bank Indonesia (BI) took several steps, namely strengthening the banking sector liquidity, increasing the number of credit demand at an appropriate level to support economic growth targets, and applying some policies related to the balance of payments (Sudarsono, 2009). …”

mentioning

confidence: 99%

Financial Performance of Islamic Banking After the Global Financial Crisis: A Comparison Between Islamic Commercial Banks and Islamic Business Unit Banks in Indonesia

Rahmi

2017

JAR

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<p>The global financial crisis has affected some industries or non-industries around the world. It has also impacted to Islamic banking in Indonesia, especially after 2007-2008. It has been recorded the Islamic banking industry in Indonesia shows a speedy recovery from the impact of the global financial crisis. Thus, this study aims to evaluate and examine the differences of Islamic banking’s financial performance after the global financial crisis in Indonesia. The financial performances in this study are profitability ratio (Return on Asset (ROA) and Return on Equity (ROE)), liquidity ratio (Financing to Deposit Ratio (FDR) and Current Asset Ratio (CAR)) and solvency risk ratio (Equity Multiplier (EM) and Debt to Equity Ratio (DER)). The samples in this study are the six Islamic banks from Islamic Commercial Banks (Bank Usaha Sharia (BUS)) and Islamic Business Unit Banks (Unit Usaha Sharia (UUS)) in Indonesia. Based on the results shows by the descriptive statistic, UUS is more effective in using their assets to generate income compared to BUS, but BUS is greater to manage their financing and more liquid than UUS whose has higher risk than BUS during 2009-2013. Independent sample t-test shows that there is significant difference in terms of profitability, liquidity and solvency risk ratio between BUS and UUS Indonesia during 2009-2013</p>

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“…According to Sula, in the practice of conventional insurance, the insurance premium is claimed as the profit, despite it has been paid or not. [4]. Meanwhile, in sharia insurance, premium and profit investment is claimed as the company's profit if the company has already accepted it financially.…”

Section: Introductionmentioning

confidence: 99%

Analysis the Influences of Prudential Sharia and Life Protection towards the Customer Welfare: Sharia Prudential Insurance in South Sulawesi

Mahsyar¹,

Nurhayati²,

Mahsyar³

2018

Proceedings of the 5th International Conference on Community Development (AMCA 2018)

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Nowadays there are many insurance companies in the Indonesia segregated from all over the country. The insurance company in Indonesia has two systems and those are conventional insurance and sharia insurance. Indonesia is not an Islamic country but dominantly inhabited by the Muslim people whom are approximately 82% of Muslim population. Therefore, this research will focus on sharia insurance in Indonesia which has been growing quickly and giving a lot of advantages to the customers who obtain benefit and build the system of sharia insurance itself. The purpose of this research is to explain the welfare received by the society, which join with the sharia insurance in terms of benefits. This research was done by the quantitative approach by distributing the questionnaires to the customers as informants of the research, particularly in South Sulawesi areas to analyze the influences of prudential sharia and life protection towards customer welfare.

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Dampak Krisis Keuangan Global terhadap Perbankan di Indonesia: Perbandingan antara Bank Konvensional dan Bank Syariah

Cited by 40 publications

References 4 publications

The Cause and Solution of Global Financial Crisis : A Perspective of Islam

The Cause and Solution of Global Financial Crisis : A Perspective of Islam

Financial Performance of Islamic Banking After the Global Financial Crisis: A Comparison Between Islamic Commercial Banks and Islamic Business Unit Banks in Indonesia

Analysis the Influences of Prudential Sharia and Life Protection towards the Customer Welfare: Sharia Prudential Insurance in South Sulawesi

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