“…The paperless economy is the 4 th industrial revolution (Bogomolov & Kolodnyaya, 2019;Buevich, Karamova, & Sumarokov, 2019;Solovykh, Koroleva, Stompeleva, Terskaya, & Aliev, 2019) and is also referred to as a digital economy by various researchers (Kostakis, Roos, & Bauwens, 2016;Pradhan, Arvin, Nair, Bennett, & Bahmani, 2019;Watanabe, Naveed, Tou, & Neittaanmäki, 2018). The paperless economy provides a communication atmosphere for the economic operations over the internet and different methods, forms, tools, and results regarding its implementation (Endovitskaya, E. V. ,2019).…”