Introducing the conductive intermediate layer into a triboelectric nanogenerator (TENG) has been proved as an efficient way to enhance the surface charge density that is attributed to the enhancement of the dielectric permittivity. However, far too little attention has been paid to the companion percolation, another key element to affect the output. Here, the TENG with MXene-embedded polyvinylidene fluoride (PVDF) composite film is fabricated, and the dependence of the output capability on the MXene loading is investigated experimentally and theoretically. Specifically, the surface charge density mainly depends on the dielectric permittivity at lower MXene loadings, and in contrast, the percolation becomes the degrading factor with the further increase of the conductive loadings. At the balance between the dielectric and percolation properties, the surface charge density of the MXene-modified TENG obtained 350% enhancement compared to that with the pure PVDF. This work shed new light on understanding the dielectric and percolation effect in TENG, which renders a universal strategy for the high-performance triboelectronics.