Examining Psychological Self-Sufficiency among African American Low-Income Jobseekers in a Health Profession Career Pathways Program

Hong, Philip Young P.; Kim, Caleb; Hong, Rana; Lewis, Dara; Park, Jang Ho

doi:10.1080/00981389.2019.1704467

Cited by 15 publications

(6 citation statements)

References 29 publications

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“…24 To this point, financial services should partner with family-serving organizations with longstanding community trust. 19,25 Participants cited their trust in Epiphany School staff in their acceptance, intent to use, and actual use of the StreetCred tax service, which could build community trust of financial services more broadly.…”

Section: Discussionmentioning

confidence: 99%

“…To this point, it is critical to include families of color in this research who may identify unique factors. 3,19 As such, during the 2020 tax season, StreetCred expanded beyond the pediatric clinic to implement VITA at an urban community school for low-income families, who are primarily of color (hereafter “the StreetCred tax service”). Using an asset-based approach, this qualitative study aims to understand guardians' experiences and aspirations around economic mobility and their impact on guardians' perceptions of the acceptability and use of financial services in settings families frequent and trust, such as schools and pediatric clinics.…”

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confidence: 99%

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Embedding Financial Services in Frequented, Trusted Settings: Building on Families' Pre-existing Economic Mobility Efforts

Alexander

Kim

Hatcher

et al. 2022

J Dev Behav Pediatr

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The aim of this study was to understand parents'/guardians' experiences and aspirations around economic mobility and their impact on the acceptability and use of financial services embedded in frequented, trusted settings such as schools and pediatric clinics. Method: We recruited 18 English-speaking guardians with at least 1 child enrolled in a school for low-income families and eligible for Internal Revenue Service-sponsored free tax preparation. Each participant completed a semistructured interview before tax filing; a subset completed follow-up interviews. We used grounded theory analysis. Results: We developed the following theoretical model based on our key thematic findings to describe the acceptability and use of financial services within the context of guardians' lived experiences and pre-existing efforts to build economic mobility: Families experience multilevel barriers to economic mobility. Despite these barriers, guardians are proactively working to build economic mobility by empowering the next generation with knowledge, skills, and assets and resiliently pursuing economic goals. As a result, guardians will accept empowering, nonjudgmental, expert, and trustworthy financial services that contribute to their existing efforts. To move from acceptance to use, financial services must be effectively publicized, accessible, and supportive. Conclusion: Financial services may be more acceptable and used if they are embedded in trusted organizations and have expert, supportive staff with lived experience who empower guardians to work toward their economic goals, accessible platforms, and effective publicity. These characteristics may facilitate uptake and economic mobility. Trusted organizations serving young families can partner with financial services to test these findings and help families build economic mobility.

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Section: Discussionmentioning

confidence: 99%

mentioning

confidence: 99%

Embedding Financial Services in Frequented, Trusted Settings: Building on Families' Pre-existing Economic Mobility Efforts

Alexander

Kim

Hatcher

et al. 2022

J Dev Behav Pediatr

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“…This result is perhaps due to a brief duration and condensed version of TIP implementation using a rapid-cycle evaluation. Although employment hope can generate motivation to transform barriers into possibilities on one’s pathway to ESS ( P. Y. P. Hong, Kim, Hong, Park, & Lewis, 2020; P.…”

Section: Discussion and Applications To Practicementioning

confidence: 99%

A Randomized Controlled Trial Study of Transforming Impossible into Possible (TIP) Policy Experiment in South Korea

Hong

Choi

Hong

2020

Research on Social Work Practice

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Purpose: This randomized controlled trial (RCT) study examined the efficacy of the Transforming Impossible into Possible (TIP) program for low-income, low-skilled jobseekers in the Self-Sufficiency Program (SSP) in South Korea. Method: A total of 169 participants in SSP regional centers were randomly assigned to the intervention group (104 participants) and the wait-list control group (65 participants). Employment hope, perceived employment barriers, economic self-sufficiency (ESS), self-esteem and self-efficacy were measured at two time points, and data were analyzed using a paired sample t-test and an analysis of covariance (ANCOVA). Results: The TIP intervention group showed statistically significant increase in employment hope, ESS, self-esteem, and self-efficacy. The ANCOVA result indicated significant pre–post score differences in these variables between the TIP and the control groups. Discussion: TIP program can be effective in increasing psychological capital for low-income and low-skilled jobseekers. Further research ought to replicate the current RCT study to determine its application to other populations.

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“…By normalizing barriers—whether they be structural or individual—as those that everyone experiences in one's goal-directed journey, a noncognitive forward movement naturally forms to make the goal achievement process a true, intrinsic, and purposeful one (Hong, 2016a; 2016b; Hong et al, 2019). Reflecting on the desired state as being possible, the feeling of worth and capability generates the actions that one can sustain—an authentic self-sufficiency process (Hong et al, 2020c; 2020d; 2022a). By doing or initiating hope actions, more calming sets in during its iterative process of tackling the perceived barriers and taking further hope actions toward goals.…”

Section: Literature Reviewmentioning

confidence: 99%

Transforming Impossible into Possible (TIP) for Financial Capability: Application of Practice-Based Program Theory and Measures in Intervention Design

Hong

Shin

Wathen

et al. 2023

Research on Social Work Practice

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Purpose: Financial knowledge often does not translate into financial well-being. This study looks at how knowledge might be converted to well-being for people living in low-income environments, based on a theory called Financial PSS. Methods: The study tests the validity of the two scales that make up Financial PSS: Perceived Financial Barriers and Financial Hope. Then it examines how these measures along with an intervention measure called TIP are associated with financial capability. Results: Results validated the Perceived Financial Barrier Scale and Financial Hope Scale. Next, the study found that the Perceived Financial Barriers Scale and the Financial Hope Scale are associated with financial capability, as is the TIP score. Conclusions: The study concludes that Financial PSS as a newly applied practice-based theory should be further tested. Workforce providers could integrate financial education and empowerment-based F-PSS process models and see a positive impact on their placement and retention outcomes.

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Examining Psychological Self-Sufficiency among African American Low-Income Jobseekers in a Health Profession Career Pathways Program

Cited by 15 publications

References 29 publications

Embedding Financial Services in Frequented, Trusted Settings: Building on Families' Pre-existing Economic Mobility Efforts

Embedding Financial Services in Frequented, Trusted Settings: Building on Families' Pre-existing Economic Mobility Efforts

A Randomized Controlled Trial Study of Transforming Impossible into Possible (TIP) Policy Experiment in South Korea

Transforming Impossible into Possible (TIP) for Financial Capability: Application of Practice-Based Program Theory and Measures in Intervention Design

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