Financial Literacy and Mental Accounting Analysis of Financial Decisions and Shopping Interests in the Covid-19 Pandemic Era

Dwi, Dita Rari; Basuki, Teguh Iman

doi:10.32770/jbfem.vol51-12

Cited by 3 publications

(1 citation statement)

References 10 publications

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“…Teori ini mengkaji perilaku seseorang ketika memilih di antara dua atau lebih pilihan ekonomi dan mencoba untuk menjelaskan bagaimana individu menimbang potensi keuntungan dan kerugian dari setiap pilihan. Teori prospek sangat berkaitan dengan bagaimana suatu keputusan dibuat (pendekatan deskriptif) (Dwi & Basuki, 2022). Teori prospek dikembangkan oleh Kahneman dan Tversky pada tahun 1979 dengan model pilihan keputusan (Tversky & Kahneman, 1979); (Edwards, 1996).…”

Section: Pendahuluanunclassified

Mental Accounting dengan Memaknai Kondisi Keuangan Mahasiswa Pasca Pandemi Covid-19

Ardimansyah,

Yulindisti,

Ginting

2023

jpak

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The outbreak of the Covid-19 pandemic has had a negative impact on the economic development of society. This has also affected the financial condition of all sectors of the population. Students are one of those who can be categorized as consumers, who tend to spend money excessively and need to adjust their lifestyle in managing their finances. This study aims to investigate how students can understand their financial condition before and after the Covid-19 pandemic through a mental accounting-based thinking. Using a descriptive qualitative method, this research analyzes based on a phenomenological study of students and experiences the change in financial condition after the pandemic that has occurred in Pontianak. The information collection in this research uses interview sessions and observes the informants' life aspects through social media. Through the survey conducted, the results of the research show that the phenomenon before and after Covid-19 related to students treating their financial condition and decision-making from the income received. Students experience the beneficial influence in their financial allocation thoughts by applying mental accounting. By implementing mental accounting, students can have better thoughts about how to manage their finances after the Covid-19 pandemic.

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Section: Pendahuluanunclassified

Mental Accounting dengan Memaknai Kondisi Keuangan Mahasiswa Pasca Pandemi Covid-19

Ardimansyah,

Yulindisti,

Ginting

2023

jpak

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The impacts of social capital and financial literacy on business performance with financial access SMEs Batik Pamekasan Regency as mediation

Shofi¹,

Aisjah²,

Suryadi³

2022

IJRBS

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Apart from many studies related to Social Capital, Financial Literacy, Financial Access, and Financial Performance, there are still few studies that are associated between social capital and financial literacy with business performance that uses financial access as a mediation. This research was guided by the Theory of Behavioral Finance (TBF) and Dual-Process Theory (DPT). This study aimed to examine and analyze the effect of social capital and financial literacy on business performance through financial access for Batik SMEs in Pamekasan Regency. This study uses the Pamekasan Regency Batik SMEs as the object of research. This study uses a quantitative approach. The population in this study is Batik SMEs in Pameksan Regency. The sampling technique used is proportional sampling. The sample in this study is calculated using the Slovin formula to produce 135 respondents of SMEs Batik Pamekasan Regency. The data collection technique in this study was carried out by distributing questionnaires. The data analysis technique was carried out by SEM-PLS using 3.0 software. The results show an influence of social capital, financial literacy, and financial access on the business performance of Batik SMEs in Pamekasan Regency. Access to finance can mediate the influence between social capital and financial literacy on the business performance of Pamekasan Batik SMEs.

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Influence of Mental Accounting on the Financial Well-Being of Young Adults

Das,

Das

2024

Emerging Perspectives on Financial Well-Being

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Appropriately managing finance and the economy is not an easy task. Especially, the young people are very concerned about that. Mental accounting biases always drive them on the wrong path where they make inefficient financial decisions. In the future, this kind of bad decision therefore leads to financial stress. The researchers have focused on this area and tried to show how mental accounting influences the economic well-being of young people. More or less, in the behavioural finance sector, everyone has considered mental accounting as a detrimental factor. However, the researchers have shown whether there is any connection between mental accounting and financial well-being and how mental accounting biases can be controlled or used positively. Moreover, the readers would be able to get a proper overview of mental accounting, its different examples, as well as financial well-being.

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Financial Literacy and Mental Accounting Analysis of Financial Decisions and Shopping Interests in the Covid-19 Pandemic Era

Cited by 3 publications

References 10 publications

Mental Accounting dengan Memaknai Kondisi Keuangan Mahasiswa Pasca Pandemi Covid-19

Mental Accounting dengan Memaknai Kondisi Keuangan Mahasiswa Pasca Pandemi Covid-19

The impacts of social capital and financial literacy on business performance with financial access SMEs Batik Pamekasan Regency as mediation

Influence of Mental Accounting on the Financial Well-Being of Young Adults

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