In recent years, a number of modifications that have a significant impact on the shape
of the pension system in Poland are introduced and discussed (e.g. OFE [Open Pension
Funds] reform, implementation of the PPK [Employee Capital Plans], introduction of
civil pensions, etc.). The result of these changes is that the traditional, three-pillar way
of presenting the shape of this system does not reflect its essence any more. On the basis
of the typologies of multi-pillar pension systems proposed in the literature, the study
propose a new concept for presenting the shape of the general pension system in Poland.
It consists of four levels of pension security, distinguished by the criterion of the initiating
subject. These levels together form the base and the supplementary part of the pension
system.