Hak Jamaah Haji Atas Hasil Pengelolaan Setoran Awal  Biaya Penyelenggaraan Ibadah Haji

This research aims to analyze the financial management of Indonesian hajj on yield using a dynamic system model and determine and simulate the return obtained with the expenditure so that the hajj funds remain safe. In addition, the purpose of this research is to provide input on policy strategies to the BPKH in increasing hajj financial yields. The method used in this research is dynamic systems modeling. The resulting model structure formulation is illustrated by a causal loop diagram and a stock-flow diagram. The results obtained were then simulated, and model validation was carried out using AME and AVE. Operational data used in this study uses time-series data. This study's population or several samples are annual historical data during the research period. In modeling the dynamic system of hajj financial management on yield, it is divided into 2 (two) sub-models, namely the economic sub-model and the social sub-model. Meanwhile, to find out and simulate the yield obtained with the yield expenditure, 3 (three) scenarios were made, namely the existing, moderate, and optimistic scenarios. From the simulation results, it can be seen that making changes to portfolio policies with an optimistic scheme in the form of placements in Islamic Banks with a maximum of 20% and 80% investment and increasing the initial deposits of pilgrims from IDR 25 million to IDR 30 million in 2022 is a government policy intervention that produces optimal yield.

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“…As we know, Malaysian Hajj investment is currently many instruments that are high risk but high return, such as stocks (equity). [5]…”

Section: Indirect Cost Total Table 1 Costs Of the Hajj For Indonesian...mentioning

confidence: 99%

Financial Management of Indonesian Hajj Against the Yield by Using a Dynamics System Model

Pujiharto

Mariyanti

Jayaprawira

et al. 2022

ATM

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“…Collaborative governance is a new paradigm in understanding the existence of multi stakeholders in public affairs. Previous research on the implementation of the pilgrimage from a public policy perspective has so far been limited to the implementation of the pilgrimage (Machfudz, 2010;Umar et al, 2014;Musriati, 2014;Jumena et al, 2018, Syamsir, 2018, evaluation of the implementation of the pilgrimage pilgrimage (Wati, 2016), management of the organization of the pilgrimage (Mangkuto et al, 2016), problems of organizing the pilgrimage (Fahham, 2015), and partnerships in the service of the pilgrimage (Safroni, 2016). In addition, the object to be studied is also different from the research being carried out.…”

Section: Introductionmentioning

confidence: 99%

Collaborative Governance of Hajj Implementation in Indonesia: A Case Study at the Office of the Ministry of Religion in Bandung

2023

Central European Management Journal

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The implementation of the pilgrimage in the city of Bandung has been carried out continuously and involves various stakeholders, namely the government, private sector and the community, which is referred to as collaborative governance. This study aims to analyze the effectiveness and collaborative governance models in organizing the pilgrimage in the city of Bandung. This study used a qualitative descriptive method with data collection techniques in the form of observation, in-depth interviews and documentation studies. Collaborative governance in the implementation of the pilgrimage in the city of Bandung has not run effectively this is due to a lack of communication, coordination and synergistic cooperation between stakeholders in the implementation of the pilgrimage. The collaborative governance model in organizing the pilgrimage has so far been in the form of a triple helix which only consists of government, private and community elements. This model is considered ineffective, so it is necessary to involve other stakeholders in organizing the pilgrimage, namely elements of higher education and the involvement of the mass media so that multistakeholder cooperation will have a pentahelix pattern, in which there are five stakeholders involved namely government, universities, private/corporate, community, and mass media. With the addition of stakeholders supported by good coordination and cooperation between stakeholders organizing the pilgrimage, it will result in an effective implementation of the pilgrimage in accordance with the objectives.

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“…It regulates halal, obedience, and adherence to the rules set out in Islamic teachings (Sholichah, 2018). In managing Hajj finances, these Sharia law principles must be considered to ensure that the management of Hajj funds is carried out by applicable regulations, is transparent, accountable, and does not pose excessive risks to pilgrims (Jumena, 2018). This will increase the trust and security of the pilgrims in performing the pilgrimage and ensure the continuity and sustainability of the management of the Hajj funds for generations to come (Mubarok & Hasanudin, 2013).…”

Section: Introductionmentioning

confidence: 99%

Optimizing Hajj Finance in Indonesia: The Role of Wakalah Contract

Mahfudz,

Dena,

Ahmad

2023

SJEKI

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In response to the surge of Hajj registrants in Indonesia, efficient and transparent management of Hajj funds has become imperative. This necessitates a more proactive role from the government to ensure adherence to both state regulations and Sharia principles when employing Wakalah contracts for efficient Hajj fund management. This study aims to clarify the legal framework surrounding Wakalah contracts to enable their more effective implementation and optimize Hajj fund management within both Sharia and state legal contexts. This research employs a juridical-normative method, where data is analyzed and interpreted systematically, logically, and critically, using a normative approach and drawing from relevant regulations, doctrines, legal principles, and other supplementary materials. The findings indicate that integrating Sharia principles into Wakalah contracts alongside a robust legal framework can maximize benefits for Hajj congregations and promote cost-effective fund management. Additionally, collaboration between Islamic banking institutions and Hajj regulators can facilitate process simplification and address existing challenges. Through its meticulous methodological approach, this research offers a deeper understanding of benefit ownership, Wakalah principles, and relevant legal and Sharia aspects. Its unique contribution lies in its focus on the value of benefit ownership, a comprehensive examination of legal and Sharia considerations, and the development of a practical framework for enhancing Hajj financial management in Indonesia.==============================================================================================================ABSTRAK – Optimalisasi Dana Haji di Indonesia: Peran Akad Wakalah. Dalam menghadapi lonjakan pendaftar haji di Indonesia, pengelolaan dana haji yang efektif dan transparan menjadi sangat penting. Hal ini menuntut pemerintah untuk lebih proaktif dalam memastikan penggunaan akad wakalah dalam pengelolaan dana haji sesuai dengan aturan agama dan negara. Penelitian ini bertujuan untuk membuka cakrawala hukum syariah dan negara tentang implementasi akad wakalah yang lebih efektif sehingga pengelolaan dana haji dapat lebih optimal. Data penelitian dikumpulkan dari sumber-sumber sekunder, seperti peraturan perundang-undangan, doktrin fikih, asas-asas hukum Islam, dan bahan pelengkap lain yang relevan. Menggunakan metode yuridis-normatif, data dianalisis dan ditafsirkan dengan pendekatan normatif dan disusun secara sistematis, logis, dan kritis. Hasil kajian menunjukkan bahwa integrasi prinsip syariah dalam kontrak wakalah, ditambah dengan kerangka hukum yang tepat, dapat memaksimalkan manfaat bagi jamaah haji dan mempromosikan pengelolaan yang efisien biaya. Hal ini karena wakalah dapat memberikan keleluasaan bagi nazir untuk mengelola dana haji secara profesional dan transparan. Selain itu, kolaborasi antara lembaga perbankan syariah dan regulator haji dapat mengatasi tantangan dalam hal regulasi, SDM, dan teknologi. Penelitian ini memberikan pemahaman yang mendalam tentang kepemilikan manfaat, prinsip wakalah, dan aspek hukum dan syariah yang relevan melalui metode yang cermat. Kontribusi unik dari penelitian ini terletak pada fokusnya pada nilai kepemilikan manfaat, wakalah, dan penelusuran yang komprehensif terhadap aspek hukum dan syariah, sehingga menawarkan kerangka kerja praktis untuk meningkatkan manajemen keuangan haji di Indonesia.

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Hak Jamaah Haji Atas Hasil Pengelolaan Setoran Awal Biaya Penyelenggaraan Ibadah Haji

Cited by 4 publications

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Financial Management of Indonesian Hajj Against the Yield by Using a Dynamics System Model

Financial Management of Indonesian Hajj Against the Yield by Using a Dynamics System Model

Collaborative Governance of Hajj Implementation in Indonesia: A Case Study at the Office of the Ministry of Religion in Bandung

Optimizing Hajj Finance in Indonesia: The Role of Wakalah Contract

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