Kinerja keuangan perusahaan asuransi jiwa di Indonesia berdasarkan tingkat profitabilitas

Febriyanti, Laksmita; Rafi, Muhammad; Darmawan, Rahmat Dimas; Kurnia, Robby; Hanggraeni, Dewi

doi:10.22437/jpe.v16i3.14359

Cited by 3 publications

(3 citation statements)

References 19 publications

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“…Indonesia has potencial capacity for insurance business. It is obviously shown from insurance's penetration increment during the last 5 years (Febriyanti et al, 2021). Regarding to post pandemi Covid-19 happened, Central Bank of Indonesia forecast there will be any decrement global growth during 2022 (Nugraha et al, 2022).…”

Section: Introductionmentioning

confidence: 99%

Risk Based Capital Factors’ Impact for Reinsurance’s Business and Profitability

Mentari,

Baskoro

2023

Eduvest

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Reinsurance is one of important aspect from insurance business. To ruin their business, insurnaces don’t only rely on their capacity, but to their back up capacity behind them. For arising financial strength and intercalation to Indonesia’s GDP, OJK as regulatory has obligatory for insurance to ceded their insurance cession to domestic Reinsurance. Insurance business would be always linked with reinsurace due to their requirements for spreading risk (by reduce the variability of the financial costs to insurance companies arising from the claims). The prior researches give indicator that financial strenght will affect how sevice company ruin their business and profitability making. This paper aim to empirically inquire intercouse between financial strength of the company with their running business. Financial strenght for reinsurance business is the most important component due to their business characteristic, business to business. RBC as one of the parameter will be the one which impose the insurance company to lay their business. So with RBC’s component we could inquire how reinsurance’s business and profitability. This study used quantitative research method. The analysis framework is based on relationship between risk based capital’ factor in reinsurance with their business and profitability effectivity. Data will be provided secunderly by companies annual report with total 5 local reinsurance in Indonesia. And will be examined by regression model. The finding will indicate how Risk Based Capital’s factor involve business and profitability both for reinsurance company. The findings may help industry to better understand how financial power’ factor work for profitability.

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Section: Introductionmentioning

confidence: 99%

Risk Based Capital Factors’ Impact for Reinsurance’s Business and Profitability

Mentari,

Baskoro

2023

Eduvest

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“…Several previous studies have only focused on the determinants of profitability by using financial ratios on the same industrial sector, while few studies have focused on several different industrial sectors, including Xu & Banchuenvijit (2014), in their research analyzing 28 companies from the Shanghai Stock Exchange period 2008 -2012, shows that asset utilization and liquidity have a positive relationship, while leverage shows a significant negative relationship to financial performance as measured by ROA and ROE. Other research focuses on profitability in the banking sector (Susanto and Kholis, 2016), Islamic banking (Wulandari & Kusairi, 2017), manufacturing companies (Susilo et al, 2020), and insurance companies (Febriyanti et al, 2021).…”

Section: Introductionmentioning

confidence: 99%

Evidence of Financial Ratio Impact on Non-Financial Firm Profitability

Syafruddin,

Weinanto,

Haryani

2023

aaj

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Purpose: This study is conducted to determine the factors that affect profitability in Indonesia listed companies by using financial ratios. Four independent variables (liquidity, intangible assets, working capital, and company leverage) were empirically tested to determine their relationships with profitability. Method: The data set covers 100 companies during the period of 2019 – 2021, and a random selection method was used in order to achieve credibility and fairness as much as possible and hypotheses were tested using a pooled ordinary least square regression model Findings: These findings show that firm size, working capital, and firm efficiency have a positive and significant relationship with profitability. In addition, these findings show a negative and significant relationship between liquidity and EPS and debt to equity ratio with ROA and EPS, but show a negative insignificant relationship with ROA. This means that the company suffers from low profitability due to the inefficient use of current assets. Interestingly, leverage shows mixed results, debt to equity ratio shows a negative and significant relationship with ROA and EPS, while leverage ratio shows a positive but insignificant relationship with ROA and EPS. In other words, profitability will increase only up to certain point. Novelty: This study differs than previous studies in number of aspects: First, this study examines the impact of four independent factors and two control variables that some of them are new in the context of research in Indonesia such as intangible assets. Second, previous studies focus on financial industry such as banks, however this study focuses on non-financial industry. Keywords: Financial Ratios; Profitability; Nonfinancial Companies; Indonesia

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“…Insurance is signified as an indicator of economic development in Indonesia (Febriyanti et al, 2021). The economic development of the insurance sector in Indonesia has experienced significant ups and downs.…”

Section: Introductionmentioning

confidence: 99%

Performance of Insurance Agent Perspective of Work-Life Balance (WLB)

Jufri

Kurniawan

Hadiwibowo

et al. 2023

JKBM

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This study explicates the aspects of work-life balance that occurred in the work environment during the Covid 19 pandemic. Covid-19 has changed the work patterns mostly carried out from home utilizing virtual media which in turn exert influence on the performances of the agent PT. BRI Cirebon Life Insurance. The quantitative method with descriptive and verification research types was applied in this study using the saturated sampling technique by employing all of the population. A total of 63 respondents of working agents at PT. BRI Cirebon Life Insurance were involved. The data analysis technique was focused on analyzing the multiple linear regression, the coefficient of determination, the simultaneous, and the partial aspects. The calculation method is supported by the use of the SPSS 25 program. The results obtained from this study pinpoint that job performances were significantly affected by each dimension of Work-Life Balance (WLB) such as the Time Balance, the Involvement Balance, and the Satisfaction Balance. In addition, those three aspects simultaneously and significantly influence the employees’ performances. At last, the findings signify that delays in awarding and the time flexibility impeded the performance of the agents. Some proposed actions are recommended to help the employees work optimally.

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Kinerja keuangan perusahaan asuransi jiwa di Indonesia berdasarkan tingkat profitabilitas

Cited by 3 publications

References 19 publications

Risk Based Capital Factors’ Impact for Reinsurance’s Business and Profitability

Risk Based Capital Factors’ Impact for Reinsurance’s Business and Profitability

Evidence of Financial Ratio Impact on Non-Financial Firm Profitability

Performance of Insurance Agent Perspective of Work-Life Balance (WLB)

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