2012
DOI: 10.24002/kinerja.v16i2.360
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Mental Accounting Dan Variabel Demografi : Sebuah Fenomena Pada Penggunaan Kartu Kredit

Abstract: The aim of this research is to analysis relationships of demographic factor towards mental accounting inusing credit card. Demographic factors which use in this research is sex, age, and income. Researcher takesthe sample from the employees of Bumi Arta bank, Tbk. Surakarta which have and use credit card. To analysisthe primary data, the writer use chi-square test as a tool. The result of this research shows that sex and incomehave relationships on mental accounting in using credit card.Keywords : Demographic … Show more

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Cited by 4 publications
(2 citation statements)
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“…Teori ini berfokus dalam bagaimana pengambilan suatu keputusan nyata dan dipakai untuk mengukur perilaku orang ataupun organisasi dalam mengambil suatu keputusan (Mahastanti & Wiharjo, 2012). Prospect theory menjelaskan keadaan pikiran yang memengaruhi proses pengambilan keputusan individu seperti variabel regret aversion, risk perception, loss aversion, dan mental accounting (Mahadevi & Haryono, 2021).…”
Section: Prospect Theoryunclassified
“…Teori ini berfokus dalam bagaimana pengambilan suatu keputusan nyata dan dipakai untuk mengukur perilaku orang ataupun organisasi dalam mengambil suatu keputusan (Mahastanti & Wiharjo, 2012). Prospect theory menjelaskan keadaan pikiran yang memengaruhi proses pengambilan keputusan individu seperti variabel regret aversion, risk perception, loss aversion, dan mental accounting (Mahadevi & Haryono, 2021).…”
Section: Prospect Theoryunclassified
“…The existence of good financial management is the only way for individuals to use their credit cards wisely so that they avoid troublesome debt, and can prepare savings and investments in the future (Mahastanti & Wiharjo, 2012). Mental accounting is based on decision-making theory, where a decision on a matter is based on considerations or logic that is made or selects several alternatives that must be selected the best from several alternatives.…”
Section: Financial Literacy Mental Accounting Financial Decisions And...mentioning
confidence: 99%