Passivation films or antireflection coatings are generally prepared using costly vacuum or high-temperature processes. Thus, we report the preparation of TiOx–SiOx composite films by novel spin coatable solutions for the synthesis of low-cost passivation coating materials. The desired films were formed by varying the mixing ratios of TiOx and SiOx, and the resulting films exhibited excellent surface passivation properties. For the p-type wafer, an optimal effective surface recombination velocity (Seff) of 93 cm/s was achieved at , while a surface recombination current density (J0s) of 195 fA/cm2 was obtained. In contrast, for the n-type wafer, an Seff of 27 cm/s and a J0s of 38 fA/cm2 were achieved at . This excellent surface passivation effect could be attributed to the low interface state density and high positive fixed charge density. Furthermore, the thickness of the interfacial SiOx layer was determined to be important for obtaining the desired surface passivation effect.