Patronage of Islamic and Conventional Banks:  the Case of Syria

Aldeen, Khaled Nour; Shah, Syed Alamdar Ali; Herianingrum, Sri

doi:10.26740/al-uqud.v3n2.p98-113

Cited by 3 publications

(5 citation statements)

References 21 publications

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“…Dalam kesimpulannya, pemahaman konseptual umat Muslim tentang distribusi kekayaan dalam ekonomi Islam memberikan landasan yang kuat bagi implementasi prinsip-prinsip ekonomi Islam dalam praktik nyata. Pemahaman yang mendalam tentang konsep distribusi ke kayaan akan memberikan pemahaman yang lebih baik tentang urgensi dan kebutuhan untuk menerapkan prinsip-prinsip ekonomi Islam dalam merumuskan kebijakan ekonomi yang lebih inklusif dan berkeadilan (Aldeen et al, 2019;Choudhury & Choudhury, 2020b). Selain itu, pemahaman konseptual yang jelas dan akurat juga memungkinkan umat Muslim untuk mengenali implikasi sosial, ekonomi, dan moral dari keputusan-keputusan ekonomi yang diambil.…”

Section: Hasil Dan Pembahasan Pemahaman Konseptual Tentang Distribusi...unclassified

Pemahaman Umat Muslim Tentang Distribusi Kekayaan dalam Ekonomi Islam: Studi Fenomenologi Tentang Pemerataan Ekonomi

Hidayat

2023

GOSE

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This research raises a crucial issue in the context of Islamic economics, namely the understanding of Muslims on the distribution of wealth and the phenomenon of economic equity. Using a phenomenological study approach, this research seeks to gain in-depth insight into the perceptions, views and experiences of Muslims regarding this issue. Through in-depth interviews and participatory observation, qualitative data were obtained to be analyzed descriptively and thematically. The results of this study provide a deep understanding of the thoughts of Muslims towards the distribution of wealth in the Islamic economic paradigm. Within the framework of the concept of economic equity, this study explores the essential aspects that influence the perceptions of Muslims in the context of wealth distribution. The findings of this study also provide a more holistic understanding of the phenomenon of economic equity in Islamic economics. This research has significant implications in developing an understanding of the principles of wealth distribution in Islamic economics. The results of these findings can contribute to the development of more inclusive and just economic policies in Muslim societies. By considering the interests and needs of Muslims, this research encourages the efforts of the government and policy makers to promote economic equality as a strategic step in achieving better social and economic justice.

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Section: Hasil Dan Pembahasan Pemahaman Konseptual Tentang Distribusi...unclassified

Pemahaman Umat Muslim Tentang Distribusi Kekayaan dalam Ekonomi Islam: Studi Fenomenologi Tentang Pemerataan Ekonomi

Hidayat

2023

GOSE

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“…Bank yang memiliki CAR tinggi menunjukkan tingginya kemampuan bank untuk memenuhi kewajiban jangka panjang. Penelitian yang dilakukan Fathurrahman dan Rusdi serta Aldeen et.al menunjukkan hasil bahwa CAR dalam jangka panjang maupun jangka pendek memiliki pengaruh yang positif dan signifikan terhadap FDR yang mewakili rasio likuiditas pada bank syariah di Indonesia (Aldeen, Siswahto, Herianingrum, Mhmmd, & Al, 2020;Fathurrahman & Rusdi, 2019). Sementara itu Sudarmawanti dan Pramono menemukan bahwa CAR tidak berpengaruh terhadap likuiditas (Sudarmawanti & Pramono, 2017).…”

Section: Capital Adequacy Ratio (Car)unclassified

“…Meningkatnya NPF menjadi indikasi awal bahwa kemampuan manajemen untuk melakukan credit scoring pada nasabah pembiayaan relatif rendah. Penelitian yang dilakukan (Ichwan & Ryandono, 2016) sejalan dengan (Aldeen et al, 2020) yang menyebutkan NPF tidak berpengaruh terhadap FDR. Namun dalam penelitian Suhartatik dan Kusumaningtias, diketahui berpengaruh positif terhadap NPF (Suhartatik & Kusumaningtias, 2013).…”

Section: Non Performing Financing (Npf)unclassified

“…Tabel 2 menunjukkan variabel dan sumber data yang digunakan, antara lain Otoritas Jasa Keuangan (OJK), Indonesia, Badan Pusat Statistik (BPS) dan International Financial Statistic (IFS). Berdasarkan penelitian sebelumnya FDR dipengaruhi oleh faktor spesifk bank atau faktor internal bank dan faktor eksternal bank (Aldeen et al, 2020;Fathurrahman & Rusdi, 2019;Ichwan & Ryandono, 2016;Rahman, 2020;Sukmana & Suryaningtyas, 2016), ROA, NPF dan BOPO, sedangkan makro ekonomi atau faktor ekternal adalah BI Rate, Inlasi, IPI dan SBIS.…”

Section: Metode Penelitianunclassified

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Analisis Likuiditas Bank Umum Syariah dengan Pendekatan Autoregressive Distributed Lag (ARDL)

Pertiwi

Sudarsono

2021

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This study aims to determine the influence of internal and external factors on the liquidity of Islamic banks. The research observation period was from January 2015 to April 2019 using the autoregressive distributed lag (ARDL) data processing method. ARDL is used to determine the short-term and long-term independent variables on the liquidity variable. The results of data processing found that CAR has a significant negative effect on FDR, but it is not significant in the short term. Likewise, ROA has a significant positive effect on FDR only in the long term. NPF in the short and long term has a significant negative effect on FDR. Then BOPO has a significant positive effect on FDR only in the long term. The BI Rate has a short-term and long-term effect on FDR, but in the short term, the BI Rate has a significant positive effect, while in the long term, the BI Rate has a significant negative effect on FDR. Inflation has a negative effect but does not significantly affect FDR in the long and short term. IPI in the long and short term has a significant positive effect on FDR.

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“…As a matter of fact, IBs are younger and have not experienced compared to CBs' (Ahmed et al, 2018). Notwithstanding the fact, Islamic finance industry has achieved significant progress of having wider acceptance in global level, particularly in the last four decades (Aldeen, Ali Shah, & Herianingrum, 2019).…”

Section: Introductionmentioning

confidence: 99%

Islamic vs. Conventional Banks in Syria: Analysis on Financial Performances

Aldeen

Herianingrum

Agawany

2020

Shirkah

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Doubtful finance is the worst nightmare for banks, but this can be avoided if a bank follows a proper strategy to avoid such kind of finance. Due to the violent political crisis in the country, most of the contemporary studies have excluded Syria from their samples. The present study aims to evaluate the performances of Islamic and conventional banks in Syria through a comparative analysis. A secondary aim of this study is to shed some light on the main factors influencing non-performing finance in both Islamic and conventional banks. This study addressed the entire private banking sector in Syria consisting of 11 conventional banks and 3 full-fledged Islamic banks over the period of 2011-2017. To this end, several financial ratios and macroeconomic variables along with independent sample t-test and panel data regression were employed. The results indicated that the Islamic banks were better in terms of assets quality. Panel data regression manifested that gross domestic product growth, exchange rate, finance to deposit ratio, and operating expenses ratio had a significant impact on non-performing finance. This study provides an alluded picture of Syrian private banking sectors that enables authorities to deliberate on the pertinent macroeconomic NPF determinants such as exchange rate and GDP growth.

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Patronage of Islamic and Conventional Banks: the Case of Syria

Cited by 3 publications

References 21 publications

Pemahaman Umat Muslim Tentang Distribusi Kekayaan dalam Ekonomi Islam: Studi Fenomenologi Tentang Pemerataan Ekonomi

Pemahaman Umat Muslim Tentang Distribusi Kekayaan dalam Ekonomi Islam: Studi Fenomenologi Tentang Pemerataan Ekonomi

Analisis Likuiditas Bank Umum Syariah dengan Pendekatan Autoregressive Distributed Lag (ARDL)

Islamic vs. Conventional Banks in Syria: Analysis on Financial Performances

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