PEMETAAN KONDISI DAN POTENSI BMT: Kemitraan dalam Rangka Memperluas Pasar dan Jangkauan Pelayanan Bank Syariah kepada Usaha Mikro

Sakti, Ali

doi:10.29244/jam.1.1.1-18

Cited by 26 publications

(30 citation statements)

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“…This program is to increase the potential of BMT in developing border area of Indonesia (West Kalimantan, Sambas) -Malaysia (Sarawak) with the weight of value 0.293. Research conducted by Sakti (2013) maintains that BMT faces four obstacles: capital problems, human resource competency problems, non-conducive regulatory issues, and competition issues. This alternative strategy will provide benefits n o t only in the financial aspects but also in the aspects of knowledge transfer and managerial skills.…”

Section: Alternative Prioritiesmentioning

confidence: 99%

A Potential of Baitul Mal Wa Tamwil (Bmt) in Developing the Border Area of Indonesia - Malaysia

Maulana¹,

Akbar

2019

Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah

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Indonesia border area (West Kalimantan, Sambas) - Malaysia (Sarawak) is a potential area. Strategic location and direct borders with other countries such as Malaysia make this area easy to interact economically with neighboring countries, either in the form of Asean Economic Community (MEA) or Brunei Indonesia Malaysia Philippines - East Asian Growth Area (BIMP - EAGA). But the reality is there are still socio-political and economic disparities. An unanticipated social and economic gap will interfere and affect the pattern of national development strategies, and affect national interests. Therefore, the border area of Indonesia (West Kalimantan, Sambas) - Malaysia (Sarawak) should be built and developed in order to eliminate the gaps that occur. This research tries to know the potential of Baitul Mal wa Tamwil (BMT) in developing border area of Indonesia - Malaysia by prioritizing welfare approach. The decision framework is structured using the ANP approach of the Benefit Opportunity Cost Risk (BOCR) network. All BOCR elements are reviewed from a community perspective and obtained through in-depth interviews with experts (academics), regulators, and practitioners. The results of this study conclude that the benefits and opportunities aspects have significantly more weight than the load and risk aspects. Alternative strategies are also proposed in this study to maximize benefits and opportunities and minimize costs and risks. An alternative strategy considered to be the first priority to be implemented according to respondents is the capital of third parties. Keywords: ANP-BOCR, BMT, Border Area

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Section: Alternative Prioritiesmentioning

confidence: 99%

A Potential of Baitul Mal Wa Tamwil (Bmt) in Developing the Border Area of Indonesia - Malaysia

Maulana¹,

Akbar

2019

Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah

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“…Salah satu keunggulan BMT adalah fleksibilitas dalam menampung dana dan menyalurkan dana melalui pembiayaan. Hal ini disebabkan karena kedekatan hubungan antara nasabah dan BMT, kedekatan ini disebabkan karena karyawan BMT yang terjun langsung ke lapangan menjemput calon nasabah baik penabung maupun nasabah pembiayaan.Disamping itu, mayoritas kantor-kantor BMT berada di sekitar pasar-pasar tradisional, sehingga memudahkan para pedagang pasar untuk menabung atau mengajukan pembiayaan (Sakti, 2013).…”

Section: Pengertian Angsuranunclassified

Pengaruh Biaya, Angsuran Dan Kualitas Pelayanan Terhadap Kepuasan Nasabah Pembiayaan BMT at-Taqwa Muhammadiyah Cabang Siteba Padang

Huda¹,

Aziz²

2019

Preprint

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BMT is a micro finance institution that serves as an intermediary institution by collecting excess public funds to be channeled to communities in need of funds. Funds are made through savings made by pick up the ball, which is to take directly to the place of business customers regularly daily, weekly, and yearly. In this research, the research describes several variables that affect customer satisfaction that is cost, installment, service quality. Cost, installment, service quality is called with independent variable and customer satisfaction is called by bound variable. Through the research results obtained by researchers, the researchers draw the conclusion that through the F test explain the independent variables affect simultaneously to customer satisfaction because the sig value <0,05. While for independent variables tested individually through T test explain all independent variables significantly affect customer satisfaction by looking at the value of sig 0.000 <0,05, 0.000 <0,05 sig installment and sig value of service quality 0,001 <0,005.

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“…Fungsi ini hampir mirip dengan usaha yang dijalankan perbankan yang menghimpaun dana dari masyarakat dan menyalurkannya kepada sektor riil dan bisnis yang halal dan menguntungkan. Fungsi ini menjadi fungsi yang dominan yang dilakukan BMT sekarang ini, meskipun demikian, BMT dianggap telah membantu mengatasi kemisninan dengan memberi pinjaman dalam jumlah yang kecil dan jumlah yang cukup banyak (Rokhman, 2013) karena mayoritas nasabah pembiayaan BMT di Indonesia merupakan pedagang kecil sebesar 63,7 persen, sedangkan di Jawa Tengah mayoritas sebesar 73,5 persen, sisanya pegawai dan petani (Sakti, 2013).…”

Section: Biaya Pinjamanunclassified

“…Hal ini disebabkan karena kedekatan hubungan antara nasabah dan BMT, kedekatan ini disebabkan karena karyawan BMT yang terjun langsung ke lapangan menjemput calon nasabah baik penabung maupun nasabah pembiayaan. Disamping itu, mayoritas kantor-kantor BMT berada di sekitar pasar-pasar tradisional, sehingga memudahkan para pedagang pasar untuk menabung atau mengajukan pembiayaan (Sakti, 2013).…”

Section: Model Angsuranunclassified

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Pengaruh Biaya, Angsuran dan Kualitas Pelayanan Terhadap Kepuasan Nasabah Pembiayaan BMT di Kabupaten Kudus

Rokhman¹

2016

IQTISHADIA

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PEMETAAN KONDISI DAN POTENSI BMT: Kemitraan dalam Rangka Memperluas Pasar dan Jangkauan Pelayanan Bank Syariah kepada Usaha Mikro

Cited by 26 publications

References 0 publications

A Potential of Baitul Mal Wa Tamwil (Bmt) in Developing the Border Area of Indonesia - Malaysia

A Potential of Baitul Mal Wa Tamwil (Bmt) in Developing the Border Area of Indonesia - Malaysia

Pengaruh Biaya, Angsuran Dan Kualitas Pelayanan Terhadap Kepuasan Nasabah Pembiayaan BMT at-Taqwa Muhammadiyah Cabang Siteba Padang

Pengaruh Biaya, Angsuran dan Kualitas Pelayanan Terhadap Kepuasan Nasabah Pembiayaan BMT di Kabupaten Kudus

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