The Consumer Dispute Settlement Body (BPSK) is empowered by Law 8 of 1999 to investigate consumer issues. Consumer disputes encompass financing agreements involving a default aspect within the legal relationship. While there is a possibility of default, consumers opt for legal recourse at BPSK. The jurisdiction of the District Court is to adjudicate cases, including a component of noncompliance. However, BPSK receives multiple instances and subsequently analyzes and determines each instance. This article determines whether BPSK's choice to investigate consumer disputes involving defaults in financing agreements aligns with legal objectives. 2. Is it necessary to grant BPSK the jurisdiction to investigate consumer disputes in financing agreements that involve default clauses? A normative legal research method employing a qualitative approach is utilized to address the topic, with the idea of legal objectives serving as the theoretical framework. The research findings indicate that BPSK's decision-making process in consumer dispute cases has effectively addressed the issue of compensation for both consumers and corporate actors, successfully achieving its legal objectives. Therefore, it is necessary to grant BPSK the jurisdiction to investigate consumer issues involving default clauses in financing contracts.