2014
DOI: 10.29244/jai.2014.2.1.1-10
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Peran Lembaga Keuangan Mikro Terhadap Penguatan Usahatani Kubis Di Kecamatan Sukapura Kabupaten Probolinggo

Abstract: <em>Basically, financial service institution in a form of micro financial institution (MFI) is strongly needed to support the rural economic development especially as an institution to facilitate the farming business cost. This is caused by the fact that most of farmers face the technology adoption since it is weak in capital budget. This condition happens on the cabbage farmers who is facing the eruption of Bromo Mountain in Sukapura District, Probolinggo Regency. The aims of this research are to invest… Show more

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Cited by 3 publications
(3 citation statements)
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“…This means cabbage farm has a business feasibility of the cost aspect. This condition is the same as the research results of both [10] and [1], which is a cabbage farm is feasible to be developed.…”
Section: The Feasibility Of Farmingsupporting
confidence: 55%
“…This means cabbage farm has a business feasibility of the cost aspect. This condition is the same as the research results of both [10] and [1], which is a cabbage farm is feasible to be developed.…”
Section: The Feasibility Of Farmingsupporting
confidence: 55%
“…Capital institutions accessible by FE farmers include cooperatives, microfinance institutions, and conventional banks, which play a significant role in strengthening farmers' capital [36]. Nevertheless, many farmers remain hesitant to borrow money for farming from these institutions, primarily due to concerns over their ability to repay the loan capital.…”
Section: Institution Aspectmentioning
confidence: 99%
“…The low formation of LKMA is because: (1) establishing institutions is quite complex, and it takes time [18] (ii) the capacity of the management has not been able to manage the turnover of funds, (iii) some farmers are still late and do not return the loan funds because they are considered PUAP as the grants from the government, and (iv) the use of funds for consumptive activities [19][20][21] (and absence of clear instructions on the continuation of the revolving fund program of the PUAP program [22]. On the other hand, LKMA has been formed can provide benefits in (i) the provision of productive business capital for members [23], (ii) increased insight into savings and loans, (iii) increased interaction between farmers, (iv) obtaining loans with easy procedures and conditions, (v) no longer tied to intermediaries or loan sharks and (vi) Adding farmers' income, productivity and employment opportunities [24][25][26][27][28][29].…”
Section: Introductionmentioning
confidence: 99%