Perception of women entrepreneurs to accessing bank credit

Chowdhury, Touheda Yasmin; Yeasmin, Aysa; Ahmed, Zobayer

doi:10.1186/s40497-018-0119-1

Cited by 37 publications

(29 citation statements)

References 24 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…Thus, the conditions are deemed tough. Largely, the study agrees with the study of Waita (2012), Chowdhury et al (2018), and Morsy (2020) that access to finance by FEs is demand side induced and would need tackling from that point. This, however, has proven that some assistance would be useful for the FEs at the budding stages as is done in the Small Business Administration in the United States.…”

Section: Discussionsupporting

confidence: 86%

Sustainable financial access for female entrepreneurs in the micro, small and medium enterprises sector in Nigeria

Adetiloye

Adegboye

Akinjare

2020

Cogent Social Sciences

View full text Add to dashboard Cite

Challenges to accessing credit by the women or female entrepreneurs (FEs) have been observed to be demand-induced rather than supply constrained. This paper attempts to determine the issues that constrain financial access of FEs with the basic objective of achieving a sustainable access over the long term among the micro and the small and medium female entrepreneurs. The study undertook collection of data via questionnaire of FEs who operate in the micro, small and medium enterprises (MSMEs) sector through the microfinance banks' (MfBs) and institutions' (MfIs) support. The basic variables were savings, loan conditions, business registration and the number of banks accounts operated by FEs among others. Four models estimating the determinants of access for now and the future were estimated with ordinary least squares regression. The results indicate that easier loan conditions are required to assist the FEs in achieving sustainable credit access, as it was significantly negative in two of the models while compulsory savings deposits should be less emphasized. This indicates that there is the need to invest more in their enterprises for growth. Credit access is enhanced also by the regular use of the institutions for financial transactions. Finally, that targeted education is positively significant in savings shows that the there is need for continuous ABOUT THE AUTHOR

show abstract

Section: Discussionsupporting

confidence: 86%

Sustainable financial access for female entrepreneurs in the micro, small and medium enterprises sector in Nigeria

Adetiloye

Adegboye

Akinjare

2020

Cogent Social Sciences

View full text Add to dashboard Cite

show abstract

“…Only 3% of respondents received their seed capital from formal financial institutions such as banks or microfinance. According to Chowdhury et al (2018), women entrepreneurs face greater obstacles in accessing such institutions due to their lack of information, collateral, guarantor, and experience, as well as discriminatory laws.…”

Section: Demographic Characteristics Of the Respondentsmentioning

confidence: 99%

Women Entrepreneurs and The usage of social Media for Business Sustainability In the time of Covid-19

Rahayu

Masduki

Rahayu

2021

Preprint

View full text Add to dashboard Cite

This study explores the efforts of Indonesian women entrepreneurs to sustain their businesses during the COVID-19 crisis of 2020–2021. Focusing on female-owned businesses in Yogyakarta, this research places particular emphasis on how social media contributes to their survival. Using a quantitative approach to analyze data collected from 130 respondents, the researchers found that the pandemic has severely affected women entrepreneurs—especially those operating SMEs. Most significantly, women have experienced reduced income due to decreased sales, disrupted supply chains, and difficulty paying credit instalments. Although women entrepreneurs are particularly vulnerable to economic shocks, most lack access to assistance from government and private programmes. This study also sheds light on social media's Important role in saving women's businesses. Facebook, WhatsApp, and Instagram have become the main instruments through which women market their businesses and reach new audiences. Aggressive promotions, accompanied by attractive offers such as discounts and additional services, have helped women entrepreneurs reduce their losses. Overall, we conclude that women entrepreneurs found innovative ways to survive their businesses during a time of crisis.

show abstract

“…The role of SKDRP in the development of group entrepreneurship is taken as the base for the study. [5] Updating in the field of technology is the need of the hour. Otherwise business will be outdated.…”

Section: Literature Reviewmentioning

confidence: 99%

Women Entrepreneurship in beauty parlour services: A study in Dakshina Kannada District

Suchitra¹,

Pai²

2021

International Advanced Research Journal in Science, Engineering

View full text Add to dashboard Cite

The contribution of women in the development of economies is incredible. In the past, her role was restricted within the four walls. At present can find her in the field of society, such as education, politics, administration, sports, and many other fields. She knows how to manage and bring co-operation within the group. Through the motivation and support of her surroundings took her to the next step of starting her own ventures. The modern era has been a blessing to society because it has opened up several chances, yet there is still a preconception in society that women are mainly designated for domestic chores and are incapable of taking responsibility. Women have defied such stigma recently by bringing to light their hidden abilities, talents, and ideas by participating in challenges. However, there are several challenges in their path to successful entrepreneurs. Although various forms of training and financial aid are regularly supplied through various government and self-help group initiatives. This study focuses on what are the motivations behind women entrepreneurs to start with a beauty parlour and what are the challenges they have faced and facing continuing the venture and give some suggestions based on the study. This study covers Women Entrepreneurs in connection with beauty parlour services in Dakshina Kannada District. Random sampling technique is employed for the study.

show abstract

Perception of women entrepreneurs to accessing bank credit

Cited by 37 publications

References 24 publications

Sustainable financial access for female entrepreneurs in the micro, small and medium enterprises sector in Nigeria

Sustainable financial access for female entrepreneurs in the micro, small and medium enterprises sector in Nigeria

Women Entrepreneurs and The usage of social Media for Business Sustainability In the time of Covid-19

Women Entrepreneurship in beauty parlour services: A study in Dakshina Kannada District

Contact Info

Product

Resources

About