Persepsi Nasabah Terhadap Praktik Produk Pembiayaan Murabahah  BNI Syariah Cabang Banda Aceh

Rachmatina, Rachmatina; Sufriadi, Dedi

doi:10.21107/pamator.v13i1.6983

Cited by 5 publications

(5 citation statements)

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“…Andini & Bedong (2019) meneliti tentang persepsi nasabah B N I S y a r i a h tentang akad Murabahah, dimana mayoritas nasabah hanya mengetahui bahwa murabahah merupakan produk pinjaman modal yang memiliki akad atau transaksi yang jelas. Penelitian serupa tentang persepsi nasabah terhadap pembiaayan murabahah juga dilakukan Rachmatina & Sufriadi (2020), Hadiatini dkk. (2022), Widyaningsih & Ayuningtiyas (2022), serta Huda (2022).…”

Section: Pendahuluan Latar Belakangunclassified

Kajian Pemahaman Akad Murabahah Pada Anggota Koperasi Syariah

Akhir,

Sula

2023

AKTIVA

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This study uses a qualitative method with a case study approach. This research aims to find out the understanding of murabahah contracts among members of Islamic Cooperatives. The research was conducted at KSPPS BMT Makin Amin. The research location is at Jalan Jambu Raya No. 79, Housing National Housing, Kamal District, Bangkalan. The data collection method is by conducting in-depth interviews and observing informants related to the research theme. Based on predetermined criteria, 18 informants were obtained, with the disbursement of 16 KSPPS members and 2 people from KSPPS BMT Makin Amin employees. The results of the study show that BMT Makin Amin members who are currently/have done murabahah financing are included in the understanding category. Based on the understanding indicators put forward by Anderson & Krathwohl (2010: 106) the informants in this study were included in the category of disconnection, exemplifying, classifying, summarizing, concluding, and being able to compare. factors that influence members' understanding of murabahah financing at BMT Makin Amin Factors include internal factors and external factors indicating that understanding factors affect the level of understanding of members of murabahah financing. This is because informants can receive or remember an understanding or knowledge previously obtained, then can provide explanations again in a different language. So that the understanding of BMT Makin Amin members on murabahah contracts is also influenced by the factors previously mentioned.

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Section: Pendahuluan Latar Belakangunclassified

Kajian Pemahaman Akad Murabahah Pada Anggota Koperasi Syariah

Akhir,

Sula

2023

AKTIVA

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“…Persepsi Jurnal Maps (Manajemen Perbankan Syariah) p-ISSN: 2597-3665 e-ISSN: 2685-2837 nasabah adalah penilaian yang komprehensif dari keunggulan layanan [3]. Persepsi dapat berpengaruh pada keputusan nasabah melakukan pembiayaan [4].…”

Section: Pendahuluanunclassified

Pengaruh Persepsi Nasabah dan Tingkat Margin terhadap Keputusan Nasabah Pembiayaan Murabahah

Rakhman,

Devi Amalia

2023

maps

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The lack of understanding of customers about margins has led to customer perceptions that margins at Islamic banks are the same as interest at conventional banks. The level of margin that is considered high and not in accordance with the customer's ability is also thought to influence the customer's decision to murabahah financing. This study aims to determine how much influence customer perceptions and influence margin levels have on customer decisions on murabahah financing at BSI KCP Bandung Geger Kalong. The object of research is murabahah financing customers. The method used is associative quantitative. The type of data used is primary data which is processed using statistical applications, as well as using data collection techniques in the form of observation, interviews, questionnaires, and literature study. The population is murabahah financing customers in 2021 with a sample of 93 people.

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“…Setiap terjadi peningkatan atau penurunan dari keunggulan produk mempengaruhi pembiayaan Murabahah. Hasil dari penelitian ini sepadan dengan penelitian yang dilakukan oleh Rachmatina & Sufriadi, (2020)…”

Section: Pembahasan 1 Pengaruh Persepsi Desakan Kebutuhan Terhadap Pe...unclassified

Persepsi Nasabah Terhadap Pembiayaan Murabahah Dalam Pengembangan Umkm (Studi Kasus Pada Bank Bsi Mataram Hasanuddin)

Hadiatini

Khotmi

Hadi³

2022

jesya

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This study attempted to examine the effect of perceived demand pressure, ease of service, reputation footprint, and perceived level of excellence on cost-plus financing and the influence of perceived demand pressure, ease of service, reputation footprint, and level of product advantages together against the financing. Thus, this quantitative research involved 371 customers who transacted cost-plus financing. The slovin formula was applied as sampling technique with a total sample of 79. Moreover, the analytical technique employed in this study was starting from the validity test, reliability test, classical assumption test, hypothesis testing with simple regression, and multiple regression with SPSS data processing. Therefore, the findings indicated that the perception of the need urgency for ease of service, the reputation trace, and the perception of the level of product excellence affected the cost-plus financing. Meanwhile, the ease of service and the level of product excellence perceptions impacted cost-plus financing. In contrast, the perception of demand and reputation footprint does not affect the financing.

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Persepsi Nasabah Terhadap Praktik Produk Pembiayaan Murabahah BNI Syariah Cabang Banda Aceh

Cited by 5 publications

References 0 publications

Kajian Pemahaman Akad Murabahah Pada Anggota Koperasi Syariah

Kajian Pemahaman Akad Murabahah Pada Anggota Koperasi Syariah

Pengaruh Persepsi Nasabah dan Tingkat Margin terhadap Keputusan Nasabah Pembiayaan Murabahah

Persepsi Nasabah Terhadap Pembiayaan Murabahah Dalam Pengembangan Umkm (Studi Kasus Pada Bank Bsi Mataram Hasanuddin)

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