Problematika Pengawasan Dewan Pengawas Syariah Pada BMT Almaun Berkah Madani dan BMT Mandiri Ukhuwah Persada

Abstract

Sharia Board is an commite in sharia financial institution and assigned overseeing the implementation of the decisions of the National Sharia Board (DSN) in Islamic financial institutions. Sharia Board functions to supervise sharia compliance in sharia financial institutions including the Baitul Maal Waat Tamwil (BMT). BMT is a sharia micro finance institution that combines the concept of maal and tamwil . This study aims to determine the problems faced by the Sharia Board in conducting supervision in BMT. The point that is necessary reviewed in this supervisory practice are based on Decree MUI DSN No. 3 of 2000 concerning instructions for implementing the determination of members of the sharia board in sharia financial institutions. This study use qualitative methods with descriptive case study strategy. From the results of the research occur several problems were encountered by the Sharia Board including: lack of the professionalism of Sharia Board, lack of commitment, lack of independence, and challange to mobilize all elemnts os sharia financial institution to comply with sharia law.The sloution of the problematic is by upgrade an increase faith and taqwa ang commitment to enforce sharia especially as the Sharia Board. always implementing the principles of Good Corporate Governance, and the governmemt making strong and clear rules of sharia supervisions.Keywords: Problematic , Sharia Board , Baitul Maal Wat Tamwil

Analisis Problematika Manajemen Sumber Daya Insani Pada BMT Al-Furqon Padang Sibusuk (Studi Analisis Melalui Pendekatan Analytical Network Process)

“…Dalam aktivitasnya anajemen SDI tidak luput dari berbagai problematika yang dihadapi. Problematika merupakan suatu permasalahan yang belum bisa diselesaikan sehingga mengalami hambatan dalam mencapai tujuan yang telah direncanakan (Su'aidi & Zaki, 2019). Masalah sumber daya insani dalam suatu organisasi merupakan masalah sentral, karena tanpa adanya tenaga kerja maka perusahaan tidak menghasilkan laba.…”