A new multilayer metallization, ENEPIG (electroless nickel electroless palladium immersion gold) with 0.1㎛ thin Ni(P) layer (thin-ENEPIG), was plated on a Cu PCB substrate for fine-pitch package applications. We evaluated interfacial reactions and mechanical reliability of a Sn-3.0Ag-0.5Cu (SAC305) solder alloy on a thin ENEPIG coated substrate during various reflow times. In the initial soldering reaction, (Au,Cu)Sn 4 intermetallic compound (IMC) formed at the SAC305/ENEPIG interface. After prolonged reflow reactions, the Pd and Ni layers were consumed, and (Cu,Ni) 6 Sn 5 IMC formed on the Cu layer. As the reflow time increased, the Cu and Ni contents in (Cu,Ni) 6 Sn 5 IMC increased and decreased, respectively, due to the limited Ni layer in the ENEPIG plating layer. In the low-speed shear test, all fractures occurred in the bulk solder regardless of reflow times. In the high-speed shear test, the fracture mode was changed from ductile to brittle with increasing reflow time, due to the formation of the thick interfacial IMC.