The photoinduced charge transfer (CT) phenomenon of a metal–organic complex, Ag ion‐coordinated tetrafluorotetracyano‐p‐quinodimethane (AgTCNQF4), produced by a solution reaction of immersing an Ag deposited film into TCNQF4 acetonitrile solution, was studied by the resonance Raman spectroscopy. The produced AgTCNQF4 formed abundant crystalline microrods over the slide. The analysis of Raman results shows that the photoinduced CT in the AgTCNQF4 microrods possesses a light energy threshold that the excitation wavelengths should be shorter than 514 nm. And the complete degree of CT reaction from TCNQF4− to TCNQF42− accelerates with the irradiation energy increasing. A divalent metal–organic complex (Ag2TCNQF4) is produced as a result of the photoinduced electron transition of AgTCNQF4. The conductive‐atomic force microscope characterization of the AgTCNQF4 microrods proves that this metal–organic complex possesses the reversible electrical bistable switching property. This study is of significance in deeper understanding the electrical and optical properties of such kinds of metal–organic CT complexes and promoting the promising application potential based on the light and electric dual control devices. Copyright © 2015 John Wiley & Sons, Ltd.