Santri Persis Cipada 16’s Literacy Level on School-Based Islamic Cooperatives

Fauziah, Eva; Yunus, Muhammad; Yandi, Muhammad

doi:10.2991/assehr.k.200225.124

Cited by 2 publications

(2 citation statements)

References 11 publications

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“…It deals with how consumers actually use or will use Islamic financial services. Meanwhile, Fauziah et al (2020) defined Islamic financial behaviour in a broader sense that includes the behavioural elements of locating and selecting halal financial sources, financial planning, and fund allocation, which is consistent with (Setiawati et al, 2018). Gunawan et al (2021) go even further in their definition, including financial information management, saving, regulating consumption patterns, credit management, cash flow management, and investing.…”

Section: Conceptualizing Islamic Financial Behaviourmentioning

confidence: 75%

Conceptualizing the Influence of Religiosity and Islamic Financial Knowledge on Islamic Financial Behaviours

Nawi¹,

Aziz²,

Shahwan³

2022

IJARBSS

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Studies of human behaviours have been conducted extensively and continuously in order to gain better understanding on how people make decisions. For Muslims, the behaviour must not deviate from the principles, demands, and standards set by Shari'ah. In the context of financial behaviour, Muslims are significantly influenced by their religious belief, particularly in distinguishing between halal (permissible) and haram (impermissible), as well as restrictions in financial dealings. Hence, Muslims are required to have a meticulous understanding of the subjects, as Shari'ah has established distinct guiding principles in financial arrangements. This paper aims to analyse the existing Islamic financial literacy literature by conceptualizing the influence of religiosity and Islamic financial knowledge on Muslim's financial behaviours. A literature review has been undertaken for the conceptual development. The association between Islamic financial knowledge, religiosity, and Islamic financial behaviour has been established, laying the groundwork for future research. Islamic financial knowledge and religiosity have both been demonstrated to be significant in capturing Islamic financial behaviours and are therefore indispensable components of Islamic financial literacy. This paper expands the literature by increasing our understanding of Islamic financial literacy among Muslims. The findings of this study could offer the related bodies in financial knowledge and literacy like the Organisation for Economic Co-operation and Development (OECD) for international level and local agency in Malaysia like the Credit Counselling and Debt Management Agency (AKPK) with a new perspective on Muslims' financial behaviour, by considering the role of religion and Islamic financial knowledge in order to develop effective and relevant strategies to improve financial literacy among Muslims.

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Section: Conceptualizing Islamic Financial Behaviourmentioning

confidence: 75%

Conceptualizing the Influence of Religiosity and Islamic Financial Knowledge on Islamic Financial Behaviours

Nawi¹,

Aziz²,

Shahwan³

2022

IJARBSS

View full text Add to dashboard Cite

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“…Penelitian yang dilakukan oleh Fauziah et al (2020) memperoleh hasil penelitian bahwa tingkat literasi keuangan Santri Persis Cipada 16 masih rendah. Selanjutnya penelitian Khamami (2019) memperoleh hasil tingkat literasi keuangan syariah Santri di Kota Malang sebesar 56,06% atau berada di tingkat rendah.…”

Section: Pendahuluanunclassified

Literasi Ekonomi Syariah Pada Santri Pondok Pesantren Bahrul Ulum Tambakberas Kabupaten Jombang

Rahmawati

Indrarini

2022

JEKoBi

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Islamic economics and finance in Indonesia have developed rapidly in last two decades. However, Indonesias Islamic economic literacy is still low at 16,3%. One way that the government has taken toincrease Islamic economic literacy is by encouraging Islamic boarding schools to increase Islamic economic and financial literacy. The purpose of this research is to determine the level of Islamic economic literacy of Santri Islamic Boarding School Bahrul Ulum Tambakberas Jombang using a quantitative approach. Sources of data in this research are primary data and secondary data. Primary data is obtained from answers given by respondents in distributed questionnaires. Secondary data were obtained from library research. The number of respondents was 89 santri. Data were collected using a questionnaire. The test on the research instrument was the validity test and reliability test. The data analysis technique used is descriptive statistics. The result showed that the Islamic economic literacy level of santri was in the sufficient literate category with an average of 73,64%. The Islamic economic literacy index is obtained by calculating the literacy rate of each aspect multiplied by the weight of the constituent aspects, so the result of islamic economic literacy index of santri is 36,61% (well literate).

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Santri Persis Cipada 16’s Literacy Level on School-Based Islamic Cooperatives

Cited by 2 publications

References 11 publications

Conceptualizing the Influence of Religiosity and Islamic Financial Knowledge on Islamic Financial Behaviours

Conceptualizing the Influence of Religiosity and Islamic Financial Knowledge on Islamic Financial Behaviours

Literasi Ekonomi Syariah Pada Santri Pondok Pesantren Bahrul Ulum Tambakberas Kabupaten Jombang

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