Sharia financial literacy index in Indonesia is categorized as less literate. Religious institutions such as pesantren have potential as a means of Sharia financial literacy education and become influencers for the surrounding community. From several research results, the ability of financial literacy including Islamic cooperatives in pesantren is still low (less literate). This paper wants to know the level of financial literacy of Persis Cipada 16 students about school-based Sharia cooperatives. Data is collected based on a questionnaire distributed to students. The results showed that the level of Santri literacy for M1 was 2.5 (41.67%) with the Medium category, M2 was 3.79 (47.32%) with the Medium category, M3 was 2.36 (29.46%) with Low category, M4 3.50 (43.75) %) with the Medium category and M5 4.32 (54.02%) with the Medium category. Referring to the literacy level formulated by the OJK, the average knowledge of MA Persis Cipada 16 students is included in the less literate category. They have the knowledge and confidence in Sharia financial literacy, especially the establishment of school-based Sharia cooperatives as indicated by the average indicator of students' knowledge of 3,294 or 43,254%.

This research aims to analyze the role of shadow towards the morality change in a utopian society in the novel From the New World by Yusuke Kishi. The focus is to identify the factors of shadow within the novel and to find how shadow triggers morality change in utopian society within the novel. The theory used in this research is psychoanalysis by Carl Jung, specifically shadow and morality. Shadow was used to examine the atrocities conducted within the novel and Carl Jung’s approach of morality was used to examine the morality change phenomenon in utopian society within the novel. The method used in this research is qualitative in a descriptive way. The researcher found the factors of shadow as ego, personal unconscious, and dark aspects of personality. Each of these factors is integral in how shadow triggers morality change in utopian society and the resulting changes found are within social, sexual, and intuitive morality. The research shows that shadow is the primary cause of morality changes happening within the novel and this research aims to prove whether shadow could be repressed in order to achieve perfect morality.