We help to unravel how smallholder farmers in agricultural cooperatives can address the consequences of climate change. Climate change-oriented actions often pose an extra challenge to cooperative members in time-poverty, that is, to those who have no choice but to work long hours yet remain consumption poor. Tackling climate change requires future-oriented action toward unpredictable events, whereas timepoverty requires people to deal with the bare necessities of the present. Through a qualitative inductive study of Rwandan smallholder farmers in agricultural cooperatives, we observe that climate change increases time-poverty, especially for women, and that smallholder farmers are hesitant to invest their time in making climate change adaptations. We find that smallholder farmers can overcome these challenges through membership of agricultural cooperatives, which can help in pacing climate change actions. K E Y W O R D S agricultural cooperatives, climate change, Rwanda, smallholder farmers, time-poverty 1 | INTRODUCTION Climate change has become one of the grandest challenges of our time, bringing unpredictable and unwanted change with destructive consequences for those working in the agricultural sector (Diwakar & Lacroix, 2021; Ribeiro et al., 2021). Yet, research is also showing that the impact of climate change is unevenly distributed, hitting especially hard the lives of smallholder farmers (henceforth, smallholders) in the Global South, who have little margin for adaptation (Clay & King, 2019; Feliciano, 2019). It is in this realm that scholars have called for organizations to develop more products and services designed to help smallholders cope with climate change (Diwakar & Lacroix, 2021; Terlau et al., 2019; Welter & Baker, 2020). The cooperative is reemerging as a feasible organizational form to tackle social ills, like poverty and economic inequality (Muñoz et al., 2020; Verhofstadt & Maertens, 2014), which are worsening through climate change. As cooperatives are increasingly developing programs to tackle climate change (Borsky & Spata, 2018), we aim to shed further light on how smallholders who are members of cooperatives can deal with this grand challenge. An underlying assumption of current research is that smallholders make trade-offs between investing their resources in the present or the future and that within cooperatives, smallholders can make temporally balanced choices, such as spending more resources on climate adaptation techniques (Borsky & Spata, 2018). We specifically focus on agricultural cooperatives, also referred to as farmer cooperatives or producer organizations, which are organized by smallholders with great vulnerability to climate change (Morton, 2007). The International Cooperative Alliance defines a cooperative as: "an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically-controlled enterprise" (International Cooperative Alliance, 2022). Agricultural cooperativ...