Previous observations of methyl formate (HCOOCH 3 ) during the photo-oxidation of methanol (CH 3 OH) on TiO 2 catalysts suggested that photocatalysis on TiO 2 could be used to build up complex molecules from a single precursor. We have investigated the mechanism of HCOOCH 3 formation by irradiating a CH 3 OH-adsorbed TiO 2 (110) surface with 400 nm light at low surface temperatures. Through the detection of volatile products after irradiation by temperature programmed desorption, we have found, as previously reported [Phillips et al. J. Am. Chem. Soc. 2013, 135, 574−577] that HCOOCH 3 is formed by the cross-coupling reaction of CH 3 O and CH 2 O, which are products of the first and second dissociation steps, respectively, in the stepwise photocatalysis of CH 3 OH on TiO 2 (110). Unlike the previous study, we have observed the photocatalytic production of HCOOCH 3 without preoxidation of the surface, and we have concluded that the final reaction step to produce HCOOCH 3 (i.e., the cross-coupling reaction of CH 2 O with CH 3 O) does not involve a transient HCO intermediate.