The Commitment to Islamic Work Ethics Among Islamic Banking Employees in Aceh

This study examines the effect of perceived privacy and perceived security on e-trust and e-loyalty of Muslim lecturers using video conference media. Additionally, the role of e-trust as a mediator in this relationship and the role of consumer innovativeness as a moderator of the relationship between e-trust and e-loyalty are investigated. The samples consisted of 250 respondents selected using a purposive sampling technique. The data was collected by a questionnaire survey and analyzed in AMOS using Structural Equation Modelling. The results indicate that perceived privacy and security considerably and favorably influenced e-trust. Similarly, e-trust and perceived privacy have a strong positive effect on e-loyalty, although perceived security has no effect. Moreover, e-trust could moderate the impact of perceived privacy on e-loyalty, but not the impact of perceived security on e-loyalty. Meanwhile, consumer innovation could not regulate the link between e-trust and e-loyalty. The findings have implications for establishing the concept of e-trust and customer innovativeness in the e-loyalty model.==========================================================================================================ABSTRAK – Apa Determinan E-Loyalitas dan E-Kepercayaan Dosen Muslim Indonesia dalam Menggunakan Video Conference? Penelitian ini menguji pengaruh persepsi privasi dan keamanan yang dirasakan terhadap e-kepercayaan dan e-loyalitas dosen muslim dalam menggunakan media video konferensi dan juga menguji peran e-kepercayaan sebagai mediasi dalam hubungan ini dan peran keinovatifan konsumen sebagai moderasi hubungan antara e-kepercayaan dan e-loyalitas. Sampel yang diambil sebanyak 250 responden dengan pendekatan purposive sampling dan metode analisis data yang digunakan adalah Structural Equation Modelling menggunakan AMOS. Hasil penelitian menunjukkan bahwa persepsi privasi dan persepsi keamanan berpengaruh positif dan signifikan terhadap e-kepercayaan. Persepsi privasi memiliki pengaruh positif dan signifikan terhadap e-loyalitas, persepsi keamanan tidak berpengaruh terhadap e-loyalitas, dan e-kepercayaan berpengaruh positif dan signifikan terhadap e-loyalitas. E-kepercayaan dapat memediasi efek privasi yang dirasakan pada e-loyalitas tetapi tidak memediasi pengaruh keamanan yang dirasakan pada e-loyalitas. Demikian juga, inovasi konsumen tidak dapat memoderasi hubungan e-kepercayaan terhadap e-loyalitas. Penelitian ini berimplikasi pada pengembangan konsep e-kepercayaan dan keinovatifan konsumen dalam model e-loyalitas.

Section: E-loyaltymentioning

confidence: 99%

What Determines E-Loyalty and E-Trust of Indonesian Muslim Lecturers Using Video Conference?

Munandar

Bachri²,

Chalirafi³

et al. 2022

“…However, it must improve with some ratio performance that is following the principles of sharia. The ratios include profit-sharing ratios, zakat performing ratios, and equitable distribution ratios Ibrahim & Kamri, 2016).…”

Section: Share | Volume 10 | Number 1 | Jan -Jun 2021mentioning

confidence: 99%

What Determines Islamic Performance Ratio of Islamic Banking in Indonesia? An Analysis Using Financing to Deposit Ratio as Moderator

Nugroho

Badawi

Nugraha

et al. 2021

The measurement of Islamic banking performance should differ from the indicators used in their conventional counterparts. Therefore, this study analyzes the performance of Islamic baking in Indonesia using the Islamic Performance Ratio (IPR) variable. Spesifcillay, this study aims to examine the influence of Asset Growth and Non-Performing Financing (NPF) on the IPR using Financing to Deposit Ratio (FDR) as moderator. Data for this study were gathered from seven Islamic Commercial Banks from 2012 to 2018 with 49 observations. They were analyzed using the quantitative approach by employing SPSS software. The findings show that the quality of financing has a negative but significant effect on the IPR. Meanwhile, asset growth does not have a significant direct effect on the IPR. When FDR was inserted as moderator, it showed a significant effect of asset growth on IPR. The theoretical implication of this research shows that Islamic banks' performance is shown from the growth of assets but must be supported by other variables such as the quality of financing (NPF) and must also be accompanied by good financing disbursement capability (FDR). In addition, the managerial implication of this research is that the measurement of indicators for Islamic banks should be equipped with performance indicators under the operational principles of Islamic banks, such as the Islamic Performance Ratio (IPR).======================================================================================================== ABSTRAK – Determinan yang Mempengaruhi Islamic Performance Ratio Perbankan Syariah di Indonesia: Suatu Analisis Menggunakan Financing to Deposit Ratio sebagai Moderator. Pengukuran kinerja perbankan syariah seharusnya menggunakan parameter yang berbeda dari perbankan konvensional. Oleh karena itu, article bertujuan untuk menganalisis kinerja perbankan syariah di Indonesia menggunakan variabel Islamic Performance Ratio (IPR). Secara khusus, artikel ini bermaksud untuk menguji pengaruh variabel pertumbuhan aset dan pembiayaan bermasalah (NPF) terhadap IPR dengan menggunakan Financing to Deposit Ratio (FDR) sebagai variabel moderator. Data-data untuk kajian dikumpulkan dari tujuh bank umum syariah dari 2012 sampai 2018 dengan 49 observasi yang kemudian dianalisis secara kuantitatif dengan software SPSS. Hasil kajian menunjukkan bahwa kualitas pembiayaan memiliki pengaruh negatif tapi signifikan terhadap IPR. Sedangkan pertumbuhan aset tidak berpengaruh signifikan secara langsung terhadap IPR. Ketika FDR dimasukkan sebagai moderasi, pertumbuhan berpengaruh secara signifikan terhadap IPR. Implikasi teoritikal dari penelitian ini menunjukkan bahwa kinerja bank syariah tidak hanya ditunjukkan dari pertumbuhan aset saja, akan tetapi harus didukung dengan variabel lainnya seperti kualitas pembiayaan (NPF) dan juga harus disertai dengan kemampuan penyaluran pembiayaan yang baik (FDR). Selain itu, implikasi manajerial dari penelitian ini adalah pengukuran indikator dari bank syariah sebaknya dilengkapi dengan indikator kinerja yang sesuai dengan prinsip operasional dari bank syariah seperti Islamic Performance Ratio (IPR).

“…(3) Freedom and Free Will, the concept of human nature as the caliph of Allah SWT; (4) Benevolence or Ihsan, beneficial actions for others that are carried out without expecting anything in return; and (5) Responsibility (Mas'uliyyah), the concept of responsibility for all human actions to Allah SWT (Ahmad et al, 2021;Ibrahim & Kamri, 2016, 2017.…”

Section: Islamic Value-based Digital Ethicsmentioning

confidence: 99%

Islamic-Based Digital Ethics: The Phenomenon of Online Consumer Data Security

Saputra

Fasa

Ambarwati

2022

This paper seeks to explain the problem of widespread consumer data theft and the significance of online consumer data privacy in a review of Islamic values-based digital ethics. This research employs a qualitative approach by reviewing a variety of books, journals, papers, and other reputable sources, which are then examined using content analytic tools. The findings of this research indicate that first and foremost, effective cybersecurity will secure customer data. Second, ethical conduct derived from Islamic beliefs will be able to deter criminal activity and data breaches against consumers. Data privacy is a fundamental right that must be maintained collectively, according to Islam. The key to combating crime and breaches in the digital environment is hence the precautionary principle of stakeholders.==========================================================================================================ABSTRAK – Etika Digital Berbasis Islam: Fenomena Keamanan Data Konsumen Online. Penelitian ini bertujuan untuk menjelaskan fenomena maraknya pencurian data konsumen serta melihat posisi penting privasi data konsumen online dalam tinjauan etika digital berbasis nilai Islam. Penelitian ini menggunakan metode kualitatif, dengan menelaah berbagai literatur baik buku, jurnal, laporan dan sumber reliable lainnya yang kemudian dianalisis menggunakan teknik content analysis. Hasil penelitian ini menemukan bahwa, pertama, keamanan siber yang baik akan mampu melindungi data konsumen. kedua, perilaku etis yang bersumber dari nilai Islam akan mampu mencegah kejahatan dan pelanggaran data konsumen. Ketiga, dalam Islam data privasi merupakan hak dasar yang harus dihormati secara bersama-sama. Untuk itu prinsip kehati-hatian daripara stakeholder menjadi kunci melawan kajahatan dan pelanggaran diruang digital.