The Effect of Non Performing Financing, Financing to Deposit Ratio and Operating Expense to Operating Income Ratio (Bopo) to Profitability

Suartini, Sri; Sulistiyo, Hari; Indrianti, Wahyuni

doi:10.47312/aefr.v3i02.207

Cited by 4 publications

(5 citation statements)

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“…So that there was no influence between the Financing to Deposit Ration (FDR)(X3) variable on Return On Asset Y, or in other words, H 0 was accepted and H a was rejected. This result in line with Ikhsan, et., al, (2018), Suartini, et., al, (2019), Husna & Satria (2019), Asiyah, et. al., (2021), Ichsan, et.…”

Section: Multiple Regressionmentioning

confidence: 95%

“…However, the ROA and NPF variables do not affect the profit-sharing of mudharabah deposits. Suartini, et. al., (2019) testing profitability, Non Perfroming Loan, Financing to Deposit Ratio and Operating Expense to Operating Income in Bank of sharia and the partial effect and simultaneous of NPF, FDR and Operating Expense to Operating Income ratio to Profitability Bank of sharia Period 2014 -2016 found that NPF, FDR and ROA simultaneously positive and significant impact on profitability Bank of sharia in the study period.…”

Section: Introductionmentioning

confidence: 99%

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The Influence of Non-Performed Financing (NPF), Operational Costs, Financing to Deposit Ratio (FDR) and Net Operating Margin to Return on Assets at Indonesian Sharia Commercial Banks

Halim

Buana

2021

JES

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This study aims to determine the influence of Non-Performed Financing (NPF), Operational Costs, Financing to Deposit Ratio (FDR) and Net Operating Margin to Return on Assets at Indonesian Sharia Commercial Banks. This research was a quantitative using causal method to analyze the relationship between research variables. Data collected in this study from year 2016 to 2020 from the Financial Services Authority official website www.ojk. go.id. The result found that Non-Performed Financing (NPF), Operational Costs and Financing to Deposit Ratio (FDR) have no significant effect on Return on Assets. While Net Operating Margin has significant positive effect to Return on Assets at Indonesian Sharia Commercial Banks. This research is expected to provide a contribution that can be a solution, suggestion and recommendation that can be used as a reference for decision-makers, especially stakeholders of Sharia Commercial Banks in Indonesia. The results of this study is expected to add the repertoire of scientific literature, especially studies on the management of sharia financial transactions.

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Section: Multiple Regressionmentioning

confidence: 95%

Section: Introductionmentioning

confidence: 99%

The Influence of Non-Performed Financing (NPF), Operational Costs, Financing to Deposit Ratio (FDR) and Net Operating Margin to Return on Assets at Indonesian Sharia Commercial Banks

Halim

Buana

2021

JES

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“…Rasio ini menggambarkan jumlah aset yang dibutuhkan untuk menghasilkan laba bersih. Menurut (Suartini et al, 2018), ROA digunakan oleh manajemen perusahaan untuk mengevaluasi efektivitas dan efisiensi pengelolaan seluruh aset perusahaan. Jika nilai ROA tinggi, maka perusahaan dikatakan efisien jika mempertahankan jumlah aset yang sama namun menghasilkan laba yang lebih besar, begitu pula sebaliknya.…”

Section: Pengaruh Return On Asset Terhadap Harga Sahamunclassified

Penentu Faktor Fundamental dan Belanja Modal Terhadap Harga Saham Perusahaan Fast Moving Consumer Goods yang Terdaftar di Bursa Efek Indonesia Tahun 2017-2021

Putra

2024

Owner

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Each company is competing to advance its business in order to maximize profit from the business activities it engages in and to confront yearly competition. This study aims to investigate fundamental factors such as earning per share, return on asset, return on equity, book value per share, and capital expenditure on the stock prices of fast-moving consumer goods companies listed on the Indonesian Stock Exchange from 2017 to 2021. 99 samples of corporations listed on the Indonesian Stock Exchange are involved in the fast-moving consumer goods industry. The method of data analysis utilized in this investigation is multiple regression analysis. The results of this study is arning per share, return on asset, return on equity, book value per share, and capital expenditure have a significant impact on the stock prices simultaneously. Partially Earning per share, return on asset, return on equity, book value per share has a significant and positive effect on stockprice while capital expenditure has an insignificant effect. Implication of this study is company must always maintain and improve its financial and operational performance to maintain positive investor sentiment and capital market signals. Future research can employ objects from company listed on the Indonesian stock exchange with positive capital expenditure performance

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“…Operating Costs Operating Income (BOPO) is a ratio used to measure the level of ability of bank management to efficiently control operational costs to operating income (Suartini et al, 2018). The research findings by Nengsih (2020) show that BOPO affect PDM.…”

Section: Literature Reviewmentioning

confidence: 99%

Internal Factor Attribute in Islamic Banks: Which Ones Contribute to Profit Distribution? Evidence From Muamalat Bank

Iswanto

Sabna²,

Yuliani³

et al. 2023

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Competition between financial institutions will have a positive and negative impact on the development of a bank. In this case, the existence of Bank Muamalat Indonesia as the first pioneer of banks operating with Sharia principles for 30 years needs to be assessed for its financial performance. This study aims to determine and analyze the effect of the ratio of CAR, ROA, FDR, NPF, and BOPO on Profit Distribution Management at Bank Muamalat Indonesia for the 2014-2021 period. The data used in this study includes data on Bank Muamalat Indonesia's quarterly financial statements from 2014 to 2021. The statistical test method used to analyze data in this study is Multiple Regression Analysis. The results of this study show that the ratio of ROA and FDR has a significant effect on Profit Distribution Management, while the ratio of CAR, NPF, and BOPO does not have a significant effect on Profit Distribution Management. Simultaneously, the ratio of CAR, ROA, FDR, NPF, and BOPO affects Profit Distribution Management. This research has several implications for bank policy regarding the importance of maintaining financial performance ratios and opinions through increasing bank financing disbursements and optimizing Profit Distribution Management.

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The Effect of Non Performing Financing, Financing to Deposit Ratio and Operating Expense to Operating Income Ratio (Bopo) to Profitability

Cited by 4 publications

References 0 publications

The Influence of Non-Performed Financing (NPF), Operational Costs, Financing to Deposit Ratio (FDR) and Net Operating Margin to Return on Assets at Indonesian Sharia Commercial Banks

The Influence of Non-Performed Financing (NPF), Operational Costs, Financing to Deposit Ratio (FDR) and Net Operating Margin to Return on Assets at Indonesian Sharia Commercial Banks

Penentu Faktor Fundamental dan Belanja Modal Terhadap Harga Saham Perusahaan Fast Moving Consumer Goods yang Terdaftar di Bursa Efek Indonesia Tahun 2017-2021

Internal Factor Attribute in Islamic Banks: Which Ones Contribute to Profit Distribution? Evidence From Muamalat Bank

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