The Effects of Religiousity, Pricing and Corporate Image on The Attitude and The Intention to Use Sharia Micro Financing

Shabrina, Zuliyanti; Yuliati, Lilik Noor; Simanjuntak, Megawati

doi:10.17358/ijbe.4.2.197

Cited by 17 publications

(23 citation statements)

References 4 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Each person has different religious values. The research of Shabrina (2018) also showed that religiosity has an insignificant influence to intention to use. The result of this research is not in line with that of Firmandhani (2016) stating that religiosity has significant impact on micro community's intention in purchasing sharia insurance.…”

Section: Figure 1 Sem-pls Model Loading Factor Of Variablesmentioning

confidence: 95%

Customer Purchase Intention on Sharia Mutual Fund Products: A TPB Approach

Octarina¹,

Hartoyo²,

Beik³

2019

JCS

View full text Add to dashboard Cite

This study aimed to determine the influence of variables in TPB (attitude toward behavior, perceived behavioral control, subjective norm), religiosity, knowledge, and risk perception to intention purchase of sharia mutual fund. The sample in this study was customer of Bank Sharia XYZ of 164 customers. The analysis applied in this study was Structural Equation Modeling-Partial Least Square. The result of this research showed that the independent variable had positive and significant influence to dependent variables attitude toward behavior and subjective norm. Religiosity and knowledge have no significant influence toward intention to purchase, while perceived behavioral control and risk perception had no significant influence with intention to purchases. The other result showed that religiosity had a positive significant influence to attitude toward behavior. The conclusion of this research shown that religiosity is the factor which influence attitude toward behavior, attitude toward behavior and subjective norm are the factors which influence intention purchase of sharia mutual fund. AbstrakPenelitian ini bertujuan untuk menganalisis pengaruh variabel TPB (sikap terhadap perilaku, kontrol perilaku persepsi, norma subjektif), religiusitas, pengetahuan, dan persepsi risiko terhadap minat nasabah membeli reksa dana syariah. Jumlah sampel dalam penelitian ini adalah 164 responden. Metode analisis yang digunakan dalam penelitian ini adalah Structural Equation Modeling-Partial Least Square. Hasil penelitian menunjukkan bahwa sikap terhadap perilaku dan norma subjektif berpengaruh positif dan signifikan terhadap minat beli nasabah, sedangkan kontrol perilaku dan persepsi risiko memiliki hasil tidak signifikan terhadap minat beli nasabah. Hasil lainnnya menunjukkan bahwa religiusitas memiliki pengaruh positif dan signifkan terhadap sikap terhadap perilaku. Kesimpulan dari penelitian ini adalah religiusitas merupakan faktor yang mempengaruhi sikap terhadap perilaku, sikap terhadap perilaku dan norma subjektif merupakan faktor yang mempengaruhi minat nasabah membeli reksa dana syariah. Kata kunci: minat, pengetahuan, religiusitas, persepsi risiko, TPB

show abstract

Section: Figure 1 Sem-pls Model Loading Factor Of Variablesmentioning

confidence: 95%

Customer Purchase Intention on Sharia Mutual Fund Products: A TPB Approach

Octarina¹,

Hartoyo²,

Beik³

2019

JCS

View full text Add to dashboard Cite

show abstract

“…Rachmawati et al (2018) conducted research on website of Sayur Box to analyze the factors influencing organic fruits and vegetables purchase intention based on WebQual and theory of behaviour and consumer behaviour. The result shows that online purchase intention was affected by attitude and perceived behaviour control (Shabrina et al 2018;Setiawati et al 2018).…”

Section: Introductionmentioning

confidence: 95%

The Effect of Reputation on Online Repurchase Intention of Fruits/Vegetables in Indonesia With Emotional and Perceived Risk as Antecedent: Based on The Stimulus-Organism-Response Model

Fikri

Nurmalina²,

Najib³

et al. 2019

JMA

Self Cite

View full text Add to dashboard Cite

As the trend of online business shopping began to develop it is necessary to have a number of factors anticipated, among others, fresh vegetables/fruit online repurchase intention. The aim of this study is to explain the determinant which influences repurchase intention of customer who buys fruits and vegetables by using e-commerce in Indonesia. Stimulus-Organism-Response Model are used as the basic concepts in this study. The sample collection methods in this study is convenience sampling from 331 respondents who met the criteria. Collected data is analysed using Structural Equation Model (SEM) Lisrel 8.8 and SPSS 24.0 program for all variables. The result of the findings show that there is a significant influence between emotion and risk perceived towards online repurchase intention, and perceived risk give a negative impact to online repurchase intention and emotion. The reputation of e-retailers has no significant effect on perceived risk. Perceived risk has a significant influence on emotion and online repurchase intentions.This study found that emotion significantly influences willingness to online repurchase intention toward fresh vegetables/fruits in Indonesian's e-shopper. This study will be useful to vegetables and fruits e-retailers as well as future researchers.

show abstract

“…(terima H8). Hal tersebut sesuai dengan hasil penelitian yang dilakukan olehWeng et al (2018),Shabrina et al (2018) danSetiawati et al (2018), meskipun bertentangan dengan studiNugroho et al (2018).Perceived usefulness secara langsung berpengaruh signifikan terhadap behavioral intention. Semakin banyak manfaat yang didapat oleh nasabah dalam menggunakan internet banking maka akan memengaruhi minat pengguna untuk menggunakan kembali internet banking.…”

unclassified

Perilaku Penggunaan Internet Banking Sebagai Alat Transaksi Finansial

Heryani¹,

Simanjuntak

Maulana

2020

jabm

Self Cite

View full text Add to dashboard Cite

Internet banking is one of the bank services to do financial and non-financial transactions via an internet network. Internet banking provides consumers' benefits such as fast, safe, convenient, and inexpensive transactions. Moreover, the bank gains business expansion and customer loyalty as their own benefits. Internet banking usage is influenced by perceived usefulness, perceived ease of use, visibility, enjoyment, social influences, attitude toward using, behavioral intention, and actual usage. The study's purpose was to analyze these variables and formulate managerial implications in developing internet banking for the future. The study approach used the Technology Acceptance Model (TAM), which was tested by Structural Equation Modeling (SEM). The results showed five-factor relationships. First, the perceived ease of use had a significant influence on perceived usefulness. Second, the perceived usefulness was a significant toward the behavioral intention. Third, visibility and enjoyment had significant influence on attitude toward using. Fourth, the attitude toward using had significantly influenced behavioral intention. Five, the behavioral intention had significant toward actual usage. While the variable of visibility and enjoyment indirectly affected the actual usage.

show abstract

The Effects of Religiousity, Pricing and Corporate Image on The Attitude and The Intention to Use Sharia Micro Financing

Cited by 17 publications

References 4 publications

Customer Purchase Intention on Sharia Mutual Fund Products: A TPB Approach

Customer Purchase Intention on Sharia Mutual Fund Products: A TPB Approach

The Effect of Reputation on Online Repurchase Intention of Fruits/Vegetables in Indonesia With Emotional and Perceived Risk as Antecedent: Based on The Stimulus-Organism-Response Model

Perilaku Penggunaan Internet Banking Sebagai Alat Transaksi Finansial

Contact Info

Product

Resources

About