The Impact of Access to Credit on Household Welfare in Rural Vietnam

Quach, Hao; Mullineux, Andy

doi:10.1016/s1479-3563(06)07014-9

Cited by 21 publications

(29 citation statements)

References 18 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Micro-credit and transfers are very important for household to increase income and consumption. In Vietnam, several studies find positive effects of micro-credit and transfers on household welfare (e.g., Quach and Mullineux, 2007;Nguyen, 2008;Van den Berg and Nguyen, 2011;Nguyen, 2013). Credit and transfers can help households who are affected by natural disasters smooth their consumption (Sawada, 2006).…”

Section: Resilience To Disastersmentioning

confidence: 99%

Natural Disasters, Household Welfare, and Resilience: Evidence from Rural Vietnam

Arouri¹,

2015

View full text Add to dashboard Cite

The study uses commune fixed-effect regressions to estimate the effect of natural disasters on household welfare and poverty, and subsequently examines household and community characteristics that can strengthen resilience of households to natural disasters. We find that all the three disaster types considered in this study including storms, floods and droughts have negative effects on household income and expenditure. Access to micro-credit, internal remittances and social allowances can help households strengthen the resilience to natural disasters. Households in communes with higher expenditure mean and more equal expenditure distribution are more resilient to natural disasters.

show abstract

Section: Resilience To Disastersmentioning

confidence: 99%

Natural Disasters, Household Welfare, and Resilience: Evidence from Rural Vietnam

Arouri¹,

2015

View full text Add to dashboard Cite

show abstract

“…If, indeed, it is, the government may shift their focus at least partly away from direct provision of credit to stimulating the linkages between the formal and the informal credit markets, especially given the mixed results of existing impact studies for (mostly) formal credit. Using the Vietnam Living Standard Surveys (VLSS) for 1993 and 1998, Quach and Mullineux () found that total credit helped increase household expenditure. Similarly, Nguyen () found that microcredit from Vietnam Bank for Social Policies had positive effects on income, consumption, and poverty reduction of borrowers in the rural areas using the VHLSS for 2002 and 2004.…”

Section: Introductionmentioning

confidence: 99%

Informal Credit, Usury, or Support? A Case Study forVietnam

Cuong

Berg

2014

The Developing Economies

View full text Add to dashboard Cite

The informal credit market remains an important source of finance for the poor in Vietnam. Yet, little if anything is known about the impact of informal loans on poverty and inequality, and the Vietnamese government has no policies towards the informal credit market. In the present study paper, we found that the effect of credit from friends and relatives on per capita expenditure is positive but not statistically significant. Meanwhile, the effect of credit from private moneylenders on per capita expenditure is positive and statistically significant. Borrowing from private moneylenders increases per capita expenditure of households by around 15%. Further, it reduced the poverty incidence of borrowers by around 8.5 percentage points in 2006 and significantly decreases the poverty gap index and the poverty-severity index. Borrowing from private moneylenders also reduces expenditure inequality, albeit at a very small magnitude.

show abstract

“…These variables include access to credit ( Credit ) and household demographic characteristics (X), such as home ownership status and education level of the household members. As indicated by Quach et al. (2005), household credit has a positive effect on the economic welfare of poor households in rural Vietnam, since it may provide a source of funding for households to carry out entrepreneurial activities.…”

Section: Methodology and Datamentioning

confidence: 99%

Enhancing the role of remittances through social capital: Evidence from Indonesian household data

Pratikto

Yazid

Dewi

2020

Asian and Pacific Migration Journal

View full text Add to dashboard Cite

The main purpose of this study is to determine whether remittance-receiving households in Indonesia have truly experienced a measurable increase in their welfare. It focuses on how social capital may enhance the efforts of Indonesia’s female migrant workers to improve their and their family’s welfare at home. Our findings confirm that social capital enhances the impact of remittances by increasing the welfare of the migrant workers and their immediate family members. Remittance-receiving households with strong and wide-ranging social capital tend to use the extra income from remittances more for investment. In turn, this generates future income, which boosts the impacts of their remittances on their overall welfare.

show abstract

The Impact of Access to Credit on Household Welfare in Rural Vietnam

Cited by 21 publications

References 18 publications

Natural Disasters, Household Welfare, and Resilience: Evidence from Rural Vietnam

Natural Disasters, Household Welfare, and Resilience: Evidence from Rural Vietnam

Informal Credit, Usury, or Support? A Case Study forVietnam

Enhancing the role of remittances through social capital: Evidence from Indonesian household data

Contact Info

Product

Resources

About