The Influence of Financial Attitude, Financial Socialization, and Financial Experience to Financial Management Behavior with Financial Literacy as the Mediation Variable

Ameliawati, M; Setiyani, Rediana

doi:10.18502/kss.v3i10.3174

Cited by 153 publications

(182 citation statements)

References 6 publications

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“…This is what forms the experience of business owners in making financing decisions. Ameliawati & Setiyani (2018) said that financial experience is a person's learning behavior in managing personal finances so that someone who has adequate financial experience can behave more wisely in managing their finances than others. Financial experience as a factor related to financial management behavior is an event that occurs in individuals in response to several types of stimuli (Ameliawati & Setiyani, 2018).…”

Section: Financial Experiencementioning

confidence: 99%

“…Ameliawati & Setiyani (2018) said that financial experience is a person's learning behavior in managing personal finances so that someone who has adequate financial experience can behave more wisely in managing their finances than others. Financial experience as a factor related to financial management behavior is an event that occurs in individuals in response to several types of stimuli (Ameliawati & Setiyani, 2018). Several previous studies have also stated that an individual's ability comes from experience (Fernandes & Fich, 2011;Jiang et al, 2013), where experience is the main source of learning (Frijns et al, 2014).…”

Section: Financial Experiencementioning

confidence: 99%

“…Huston (2010) reviewed 71 literature which explained that there are two main things in the dimensions of financial literacy, namely understanding, and application, which in some literature sometimes call it knowledge and experience. Several subsequent studies also explained that good knowledge and experience in the financial sector will have a positive impact on financial behavior (Ameliawati & Setiyani, 2018;Tang & Baker, 2016;Yong et al, 2018).…”

Section: Introductionmentioning

confidence: 98%

See 2 more Smart Citations

Financial literacy: What is the fact of the digital startups “Startup Singo Edan Malang”?

Iswari¹,

Wati²

2021

Proceedings of the 1st International Conference on Social Science, Humanities, Education and Society Development, ICONS 2020, 3

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The purpose of this research is to analyze financial literacy in the digital start-up business of "Startup Singo Edan Malang" community. The research approach used quantitative and qualitative with descriptive analysis methods. The sample of this study was 117 respondents who were obtained through questionnaires and open interviews. The results were obtained information if knowledge of credit interest rates is preferred in making credit decisions. This is evident from the experience of short-term credit in banking financial institutions. The fact that investment knowledge is obtained is if there is more understanding of banking products than capital market investment products. However, the investment experience is not in line with this investment knowledge, because of community integration. For financial management regarding credit guarantees, the level of knowledge is high, but not with shortterm and long-term financial management. Experience in short-term financial management, especially credit cards, is based on a precautionary motive.

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Section: Financial Experiencementioning

confidence: 99%

Section: Financial Experiencementioning

confidence: 99%

Section: Introductionmentioning

confidence: 98%

See 1 more Smart Citation

Financial literacy: What is the fact of the digital startups “Startup Singo Edan Malang”?

Iswari¹,

Wati²

2021

Proceedings of the 1st International Conference on Social Science, Humanities, Education and Society Development, ICONS 2020, 3

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“…Attitude towards money is preliminary the creation of behavior related to money (Falahati, 2011). Another definition explains the financial attitude as a state of mind, opinion, and the opinion of a person related to financial aspects (Ameliawati & Setiyani, 2018). Previous researches support the relationship between financial attitude and financial behavior (Ameliawati & Setiyani, 2018;Falahati, 2011;Lai, 2010;Yap et al, 2018); it is formulated: H2: Financial attitude has a relationship with the financial behavior of Muhammadiyah committee members.…”

Section: Financial Attitudementioning

confidence: 99%

Predicting the Financial Behavior of the Religious Organization Board in Indonesia

Abbas¹,

Ali²,

Nohong³

et al. 2020

JAFEB

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The religious organization members have a unique take on the spiritual factors related to their daily life. The present study contributed to the lack of discussion investigating this particular pool of data's financial behavior. This article regressed several predictors of economic behavior, i.e., the locus of control, financial attitude, income, and religiosity, with 460 respondents. The results of the research are as follows: Financial attitude partially influences the financial behavior of Muhammadiyah committee members. Income partially influences the financial behavior of Muhammadiyah committee members. This research indicates that income is one of the factors that plays an essential role in determining the merits of improvement of the financial behavior of Muhammadiyah committee members. The higher the level of income received by Muhammadiyah members, the higher the desire to spend the money. Religiosity partially influences the financial behavior of the religious board of Muhammadiyah members in Indonesia. The higher the religiosity of Muhammadiyah committee members will encourage better financial management. Religiosity indicates how often individuals or Muhammadiyah members practice the religious sharia that they embrace. The findings of this study reveal that locus of control, financial attitude, income, and religiosity are the strong predictors of the board of the religious organization's financial behavior in Indonesia.

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“…H5: Income of Parents has positive and significant impact on the financial behaviour of students. Parents income resulted in an impact on the activities of the learning process and student results will be achieved [12]. The increasing capability in financial decision making is also more careful to allocate spending money earned from the income of parents.…”

Section: Theoretical and Frameworkmentioning

confidence: 99%

Determinants of Students Financial Literacy: Student survey of faculty of economics Sangga Buana University, Bandung

Ahmaddien¹,

Abdi²,

Trisnawati³

et al. 2019

Proceedings of the First International Conference on Administration Science (ICAS 2019)

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Students must have good knowledge, attitudes, and behaviour in managing personal finance so that there is no failure in managing finances. The purpose of this study was to look at the determinants of the financial behaviour of bachelor students in the Faculty of Economics. The research sample was 100 Economy Faculty students who were still actively studying. Data collection using questionnaires via google form and testing using Logistic Regression with SPSS Version 24. The sampling method uses convenience sampling. The results showed that age, gender, GPA, residence, parental education and parental income, work experience had a significant effect on financial behaviour academic ability. The findings of this study indicate that financial literacy is a determinant of financial behaviour.

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The Influence of Financial Attitude, Financial Socialization, and Financial Experience to Financial Management Behavior with Financial Literacy as the Mediation Variable

Abstract: .

Cited by 153 publications

References 6 publications

Financial literacy: What is the fact of the digital startups “Startup Singo Edan Malang”?

Financial literacy: What is the fact of the digital startups “Startup Singo Edan Malang”?

Predicting the Financial Behavior of the Religious Organization Board in Indonesia

Determinants of Students Financial Literacy: Student survey of faculty of economics Sangga Buana University, Bandung

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